USDA Vs. FHA Pro and Con comparison in Tichigan, Racine County, WI

As of 2025, in Tichigan located in the county of Racine, WI, the USDA loan limit is $336,500, while the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the current USDA versus FHA rates. Identify the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options in contrast, helping you choose the optimal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Tichigan, Racine, WI

Type of Loan Loan Maximum Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tichigan, WI

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and with minimal fuss. Choose one of the three starting pathways that will connect you with matching lenders and USDA programs.

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Understanding USDA Loans in WI

The USDA home loan, insured by the Department of Agriculture, is otherwise known as a USDA rural development loan or mortgage. It is exclusive to rural areas. Differing from FHA loans that need a minimum of a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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