USDA VS FHA in Rochester, Racine County, WI

In the year 2025, the USDA loan limit for Rochester within Racine county, WI, is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's USDA versus FHA top rates, and uncover the income, credit, savings, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in determining the best program in for your specific financial needs.

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Loan Limits and Down Payment Details for 2025 in Rochester, Racine, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Different Options for USDA and FHA Loans in Rochester, WI

The objective at Lendersa® is to effortlessly secure the best USDA or FHA loan for you. Begin by selecting one of three starting points, each connecting you to lenders and USDA program options.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in WI

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Contrary to FHA loans requiring a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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