FHA Vs. USDA loan program for Waterford, Racine County, Wisconsin

In 2026, the USDA loan limit in Waterford, within Racine county, WI, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Try the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Discover the needed income, credit, reserves, and documents for qualification. Our advanced mortgage tool presents USDA, FHA, Conforming, and VA options side by side to help you choose which program in Alabama suits your financial situation best.

USDA and FHA Loan Options in Waterford, WI

The mission of Lendersa® is to connect you to the best possible USDA or FHA loan swiftly and smoothly. Begin with one of three pathways leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in WI

A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage. This loan is available solely in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.

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(814) 825-2436 Lender's profile and map Reviews Erie Federal Credit Union 3503 Peach Street, Erie, PA, 16508 Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
(814) 746-1137 Lender's profile and map Reviews Landmark Mortgage Group, Erie Branch- Mortgage Alie 410 Cranberry St, Suite 130, Erie, PA, 16507 I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
(402) 399-9001 Lender's profile and map Reviews Omaha Federal Credit Union 3001 S 82nd Avenue, Omaha, NE, 68124 Omaha Federal Credit Union opened for business April 1, 1935, to serve the financial needs of the Omaha community. Membership is open to anyone living or working in Douglas, Sarpy or Washington counties in Nebraska and Pottawattamie County in Iowa. Omaha FCU offers a full range of financial services, including mobile
(402) 332-6985 Lender's profile and map Reviews Gershman Investment Corp 2580 S 90th St, Suite 140, Omaha, NE, 68124 Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
(712) 277-1440 Lender's profile and map Reviews Sioux Valley Community Credit Union 1120 6th Street, Sioux City, IA, 51101 Sioux Valley Community Credit Union has been open since 1952. The credit union has assets totaling $31 Million and provides banking services to more than 3,000 members. Sioux Valley does not support or recommend using Zelle pay or any other cash transfer app to purchase anything.
(712) 279-6430 Lender's profile and map Reviews Siouxland Economic Development Corp. 617 Pierce St, Suite 202, Sioux City, IA, 51101 The Siouxland Economic Development Corporation (SEDC) was incorporated in 1979 by a group of Siouxlanders in an attempt to help stimulate the tri-state region’s economy which was slumping in the face of manufacturing dislocations, particularly the Zenith plant closing in Sioux City.
(712) 277-6671 Lender's profile and map Reviews Security National Bank 601 Pierce Street, Sioux City, IA, 51101 Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
(816) 483-1210 Lender's profile and map Reviews Central Bank of Kansas City 2301 Independence Boulevard, Kansas City, MO, 64124 Central Bank of Kansas City is a local community bank that has provided financial services for individuals and businesses since 1951. Central Bank has been family-owned since the 1960s and has been certified as a Community Development Financial Institution (CDFI) since 1998 by the US Treasury Department.