USDA and FHA Pro and Con in Waterloo, Jefferson County, WI
In 2025, the USDA loan limit for Waterloo, in Jefferson county, WI, is $336,500. The FHA limit for a single-family home is $472,030.
Leverage Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates and understand the income, credit, reserves, and documents necessary for qualification. Our advanced calculator allows you to compare USDA, FHA, Conforming, and VA side by side, aiding your decision on the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Waterloo, Jefferson, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Waterloo, WI
Lendersa® aims to swiftly connect you with the best USDA or FHA loan options without stress. Pick from three starting points leading to matching lenders and the USDA loan programs.
The USDA home loan is a government-backed loan via the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
NorState Federal Credit Union has been a part of local communities and helping our members, financially succeed, since 1941. As a member-owned, not-for-profit cooperative, NorState Federal Credit Union invites you to experience the difference of a locally-owned and operated credit union.
It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
7167 Southwest Highway, Suite 200, Ocala, FL, 34476
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
NewFirst National Bank has a long and prosperous history dating back to January 22, 1902.
It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint.
The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.
The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
