USDA Vs. FHA your options comparison in Sun-Prairie, Dane County, WI

In 2025, the USDA loan limit in Sun-Prairie, county of Dane, WI is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in <Alabama>.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Sun-Prairie, Dane, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming Conventional $548,250 3%

USDA and FHA Loan Options in Sun-Prairie, WI

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Select from three starting points for matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WI?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Preferred Credit Inc.
  • 4415 North Blvd, Baton Rouge, LA, 70806
  • Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
  • Crown Financial Services inc
  • 5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
  • For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.
  • LH Lending
  • 7171 Florida Boulevard, Baton Rouge, LA, 70806
  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions
  • Custom Mortgage Lending Group LLC
  • 7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
  • A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.
  • UTOPIA HOME MORTGAGE
  • 1500 Lobdell Ave, Suite A, Baton Rouge, LA, 70806
  • At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
  • Essential Federal Credit Union
  • 2370 Towne Center Blvd, Baton Rouge, LA, 70806
  • Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc
  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
  • Gulf Trust Federal Credit Union
  • 2533 Denny Avenue, Pascagoula, MS, 39567
  • In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
  • WBRT Federal Credit Union.
  • 673 Rosedale Road, Port Allen, LA, 70767
  • WBRT Federal Credit Union was organized in 1958 and federally chartered in 1959 by the National Credit Union Administration (NCUA). When you join WBRT Federal Credit Union you become a member of an organization owned by its members. It is always easier and more pleasant to do business where you are a member and not just an account number.