USDA Vs. FHA your options comparison in Sun-Prairie, Dane County, WI

In 2026, the USDA loan limit in Sun-Prairie, county of Dane, WI is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in <Alabama>.

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2026 Loan Limits and Down Payment Requirements in Sun-Prairie, Dane, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming Conventional $548,250 3%

USDA and FHA Loan Options in Sun-Prairie, WI

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Select from three starting points for matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WI?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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