USDA and FHA Pro and Con in Sun-Prairie, Dane County, WI
In 2026, the USDA loan limit in Sun-Prairie, county of Dane, WI is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in <Alabama>.
2026 Loan Limits and Down Payment Requirements in Sun-Prairie, Dane, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Loan Options in Sun-Prairie, WI
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Select from three starting points for matching with lenders and exploring USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
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