USDA and FHA Pro and Con in Columbus, Columbia County, WI

In 2025, the USDA loan limit established for Columbus in Columbia county, WI, is $336,500. At the same time, the limit for FHA on a single-family home is $472,030.

To assess today's leading USDA versus FHA rates, make use of Lendersa® USDA loan calculator. This tool helps you evaluate the necessary income, credit, reserves, and documents needed to qualify. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in aligns best with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Columbus, Columbia, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Columbus, WI

The aim of Lendersa® is to promptly deliver the best USDA or FHA loan possible, free of hassle. Begin your journey by selecting one of three paths leading to matching lenders and USDA loan programs.

Visualization of Lendersa USDA loan request and matching results

Understanding the USDA Loan in WI

The USDA home loan, a government-backed product provided by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • B R Funding
  • 204 4th Avenue, Suite 1024, Indian Rocks Beach, FL, 33785
  • BR Funding is here to assist you with solid solutions and the best wholesale rates and programs to accomplish your personal goals. Never pay retail again. With your help BR Funding will design savings strategy personalized to accomplish your financial needs so you can live the life you deserve.
  • Lincoln Financial Mortgage Corporation
  • 10658 Seminole Blvd, Seminole, FL, 33778
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Florida's Best Mortgage Company (Orlando)
  • 13575 58th St N, Suite 108, Clearwater, FL, 33760
  • Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • U1st Community Federal Credit Union
  • 601 N Canal Street, Carlsbad, NM, 88220
  • U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
  • Internationalites Federal Credit Union
  • 901 North Canal Street, Carlsbad, NM, 88220
  • The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
  • Eddy Federal Credit Union
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  • Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
  • Western Commerce Bank
  • 127 S. Canyon St, Carlsbad, NM, 88220
  • Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
  • Tampa Bay Home Experts
  • 324 N Dale Mabry Hwy, Suite 100, Tampa, FL, 33609
  • Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.
  • Fishman Mortgage Corporation
  • 413 South MacDill Avenue, Tampa, FL, 33609
  • Fishman Mortgage has been serving the home equity lending industry since 1959, specializing in speed of service, flexible terms, and progressiveness. We are one of the oldest home equity lenders in Tampa. We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs
  • Simple Lending Mortgage LLC
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  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example,"