For 2025, the USDA loan cap in Montgomery, situated in the county of Kanawha, WV, is $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.
Leverage the Lendersa® USDA loan calculator to compare USDA and FHA rates currently available and determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side to assist you in choosing the most suitable program for your financial scenario, particularly in .
2025 Loan Limits and Downpayment Requirements in Montgomery, County of Kanawha, WV
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Montgomery, WV
The mission of Lendersa® is to facilitate getting you the best USDA or FHA loan rapidly and without complexity. Start with one of three paths to connect with suitable lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often known as a USDA rural development loan or mortgage, and is offered only in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, no upfront payment is needed for a USDA mortgage.
West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
Lynel Ford is the founder of Fordy Realty, a full-service Boutique Brokerage and lifestyle company, that is redefining the financial literacy for the future generation of brokers, salespersons, investors, and business-minded individuals. Fordy Realty is located in Sacramento, California.
4700 Northgate Boulevard, Suite 157, Sacramento, CA, 95834
Mitch Peters of Empyrean Real Estate can assist you with a variety of real estate services, such as assisting buyers to find their next Sacramento real estate property or Sacramento home, and assisting sellers in selling their Sacramento home or Sacramento real estate property and getting the most for their Sacramento real estate property.
4080 Truxel Road, Suite 100, Sacramento, CA, 95834
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1143 N. Market Blvd Suite 1, Sacramento, CA, 95834
Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations. Now times have changed and the importance of home ownership is again an opportunity for all. Our intention is to provide a place where our customers can feel secure
4164 Meridian Street, Suite 108, Bellingham, WA, 98226
Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
We are dedicated to finding the best loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond.
Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.
