USDA Vs. FHA Pro and Con comparison in Charleston, Kanawha County, WV
In the year 2025, the USDA loan limit in Charleston, located in Kanawha county, WV, is set at $336,500, while the FHA limit for single-family homes is $472,030.
Leverage the Lendersa® USDA loan calculator to pit today's USDA and FHA rates against each other and figure out the required income, credit profile, reserves, and documentation to qualify. The advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, assisting you in choosing the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Charleston, Kanawha County, WV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Charleston, WV
The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, free from hassle. Choose from among three initial pathways to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA loans do not require any down payment, making them particularly attractive.
7357 International Place, Suite 102, Sarasota, FL, 34240
"Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience.
Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication
6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process
The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
7345 International Place, #108, Sarasota, FL, 34240
Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.
5920 SE Coyote Drive, Building 668, Topeka, KS, 66619
Founded in 1958 as Hutchinson Air Guard Credit Union, Forbes Field Credit Union has grown from seven original members to almost 700. Offering share accounts, certificates of deposit, and a wide array of loan products, our mission has never waivered – to foster the ideal of economic freedom and serve as financial advocates for our members.
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At LuxPro Mortgage, our mission is to set high standards in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
