In 2026, the USDA loan limit in Beckley, within Raleigh county, WV, is set at $336,500. Meanwhile, the FHA cap for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the ideal program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Beckley, Raleigh, WV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Navigating USDA and FHA Loan Choices in Beckley, WV
The aim of Lendersa® is to secure the best USDA or FHA loan with speed and ease. Begin with one of three options resulting in lender matches and access to USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment, making them a more accessible option for rural homebuyers.
Beckley Loan Company is a locally owned and operated company. They specialize in Personal Loans, Automobile Loans, Real Estate Loans, Debt Consolidation, Signature Loans, and Bill Consolidation. Beckley Loan Company serves Raleigh County and Surrounding Areas. Have been serving the area for over 80 years!
Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner.
First Peoples Bank ATM is located in Mullens, West Virginia, and was founded in 1926. At this location, First Peoples Bank ATM employs approximately 20 people. This business is working in the following industry: Financial services. Annual sales for First Peoples Bank ATM are around USD 3,255,000.00.
At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.
258 Blue Prince Road, Suite 102, Bluefield, WV, 24701
Lends in West Virginia
The Mercer County WV Teachers Federal Credit Union (MCWVTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, MCWVTFCU will continue a sound yet progressive.
CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Cha-Tel Federal Credit Union was organized and received its Federal charter on November 18, 1963. Since that time we have grown to over 10 million in assets and over 2, 100 in membership.
When you become a credit union member, you become one of its owners. You help to elect the officers and you are eligible to serve the membership as a volunte
2200 Washington Street East, Charleston, WV, 25311
Lends in West Virginia
At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts.
To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
