USDA Vs. FHA Pro and Con comparison in Green-River, Sweetwater County, WY

For 2026, in Green-River, located in Sweetwater, WY, the USDA loan limit set for a single-family home is $293,250, whereas the FHA limit registers at $356,362.

Take advantage of the Lendersa® USDA loan calculator to contrast today's prime USDA vs. FHA rates and ascertain the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in determining the best fit for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Green-River, Sweetwater, WY

Loan Type Loan Limit Down Payment
USDA $293,250 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Opportunities for USDA and FHA Loans in Green-River, WY

Lendersa® aims to efficiently provide you with the best USDA or FHA loan, swiftly and with minimal hassle. Choose one of three approaches to match with lenders and explore USDA loan possibilities.

Visual illustrating Lendersa USDA loan inquiries and results

Understanding USDA Loans in WY

The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is offered solely in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Green-River Lenders

  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • Lends in Wyoming
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.

  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • Lends in Wyoming
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah.
    Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"

  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Lends in Wyoming
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.

  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Lends in Wyoming
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.

  • UINTA BANK
  • 695 Parkway Drive, Mountain View, WY, 82939
  • Lends in Wyoming
  • "Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities.

    Personal service has been a legacy passed from generation to gener

  • Atlantic City Federal Credit Union
  • 1005 11th St, Lander, WY, 82520
  • Lends in Wyoming
  • ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership

  • Bank of Star Valley
  • 384 Washington, Afton, WY, 83110
  • Lends in Wyoming
  • The Bank of Star Valley is the premier banking institution in the Star Valley, Wyoming area. It is a true home-town bank with neighbors providing excellent financial products and quality banking services for their neighbors and alsoThe Bank of Star Valley proudly carries a 5-star rating from Bauer Financial, Inc.

  • Wyoming Community Bank
  • 1700 N. Federal Boulevard, Riverton, WY, 82501
  • Lends in Wyoming
  • In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County