USDA and FHA Pro and Con in Rock-Springs, Sweetwater County, WY
In 2026, the USDA loan limit for a single-family home in Rock-Springs, within Sweetwater, WY, is $293,250, whereas the FHA ceiling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA with FHA rates and determine what income, credit history, reserves, and documents are needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side to assist in choosing the optimal program for your financial requirements in .
2026 Loan Limits and Down Payment Requirements in Rock-Springs, Sweetwater, WY
Loan Type
Loan Limit
Down Payment
USDA
$293,250
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rock-Springs, WY
The goal at Lendersa® is to swiftly obtain the best possible USDA or FHA loan without complications. Pick one of three initial steps to connect with lenders and explore USDA loan opportunities.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans don't demand any down payment.
RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
"Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
Lends in Wyoming
Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership
"Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities.
Personal service has been a legacy passed from generation to gener
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
