USDA and FHA Pro and Con in Rock-Springs, Sweetwater County, WY
In 2025, the USDA loan limit for a single-family home in Rock-Springs, within Sweetwater, WY, is $293,250, whereas the FHA ceiling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA with FHA rates and determine what income, credit history, reserves, and documents are needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side to assist in choosing the optimal program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Rock-Springs, Sweetwater, WY
Loan Type
Loan Limit
Down Payment
USDA
$293,250
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rock-Springs, WY
The goal at Lendersa® is to swiftly obtain the best possible USDA or FHA loan without complications. Pick one of three initial steps to connect with lenders and explore USDA loan opportunities.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans don't demand any down payment.
One Light Street, 12th Floor, Baltimore, MD, 21202
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.
In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
The mission of Lanco Federal Credit Union is to help members achieve their life's goals by promoting financial health and providing affordable access to credit. Lanco Federal Credit Union is a member-owned, not-for-profit financial institution. This means that Lanco returns excess earnings to our members in the form of competitive dividend rates.
255 Butler Avenue, Suite 300, Lancaster, PA, 17601
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
While the concept of true & solid customer service is not new, it is our purpose & intent to continuously move & adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
