USDA Vs. FHA your options comparison in Kemmerer, Lincoln County, WY
In 2026, the USDA loan cap for a single-family home in Kemmerer, situated in Lincoln, WY, is $336,500. Conversely, the FHA cap is $472,030.
With the Lendersa® USDA loan calculator, compare today's premium USDA versus FHA rates to determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Kemmerer, Lincoln, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Kemmerer, WY
Lendersa®'s aim is to connect you with the most suitable USDA or FHA loan promptly and without hassle. Choose one of three starting methods to pair with lenders and explore USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are offered with no down payment.
"Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities.
Personal service has been a legacy passed from generation to gener
The Bank of Star Valley is the premier banking institution in the Star Valley, Wyoming area. It is a true home-town bank with neighbors providing excellent financial products and quality banking services for their neighbors and alsoThe Bank of Star Valley proudly carries a 5-star rating from Bauer Financial, Inc.
RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
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2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
Lends in Wyoming
Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
