In 2025, the USDA loan limit for a single-family dwelling in Laramie, located in Albany, WY, is $336,500, whereas the FHA maximum is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, identifying the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to select the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Laramie, Albany, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Laramie, WY
The goal of Lendersa® is to promptly secure you the most suitable USDA or FHA loan without the hassle. Choose one of three starting options to match with lenders and explore USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. In contrast to FHA loans that necessitate a minimum 3.5% down payment, the USDA loan requires no down payment.
At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
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For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
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