USDA Vs. FHA Pro and Con comparison in Laramie, Albany County, WY
In 2025, the USDA loan limit for a single-family dwelling in Laramie, located in Albany, WY, is $336,500, whereas the FHA maximum is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, identifying the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to select the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Laramie, Albany, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Laramie, WY
The goal of Lendersa® is to promptly secure you the most suitable USDA or FHA loan without the hassle. Choose one of three starting options to match with lenders and explore USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. In contrast to FHA loans that necessitate a minimum 3.5% down payment, the USDA loan requires no down payment.
W2 Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Maltese Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Sun Financial Group Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Serving our customers with honesty, integrity and competence Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We’ve been helping customers.
HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.
13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs
4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
EquityMine foudner of the Virginia Verzhine Tonoyan We have over 15 years of experience in the real estate and mortgage loan industry We are a family owned and operated full Real Estate and Mortgage Broker company. We are a one stop location where we can help you find a property and help you get a loan
