USDA Vs. FHA Pro and Con comparison in South-Greeley, Laramie County, WY
In 2025, the USDA loan limit in South-Greeley, county of Laramie, WY, is set at $285,000 for a single-family home, with the FHA limit being $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA versus FHA rates, identifying the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA side by side to determine which program in best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in South-Greeley, Laramie, WY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in South-Greeley, WY
The mission of Lendersa® is to efficiently provide you the best possible USDA or FHA loan without any hassle. Choose one of three pathways to match with lenders and evaluate USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is restricted to rural neighborhoods. FHA loans require at least a 3.5% down payment, while USDA loans do not require any down payment.
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