USDA Vs. FHA your options comparison in Wheatland, Platte County, WY
In 2026, the USDA loan limit for a single-family home in Wheatland, Platte, WY is $336,500, whereas the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting which program in best suits your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Wheatland, Platte, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wheatland, WY
Lendersa® aims to quickly provide you with the best USDA or FHA loan, hassle-free. Choose one of three paths to connect with lenders and explore USDA loan options.
The USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment.
First State Bank is a hometown bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. Being a hometown bank means local management and local decision making. We are proud of the communities we serve and are committed to supporting and being involved with them.
Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
Guild Mortgage has become one of the nation’s leading independent mortgage providers by following a simple rule—doing what’s right for our customers. When you choose Guild, you get: - A commitment closing your loan on time - A wide array of specialized products and programs for every type of homebuyer
"At StagePoint we are working for you to point the way to a better financial future at each critical stage of your life. Since 1935, StagePoint has been here for hard-working Americans who want a better future. As a trusted financial partner, we know your life has many stages. At each critical stage, our team understands your needs"
The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.
Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.
In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union.
Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
