In 2026, for a single-family home in Torrington, within the county of Goshen, WY, the USDA loan limit is defined at $336,500, while the FHA maximum is $472,030.
Benefit from the Lendersa® USDA loan calculator to assess current USDA versus FHA rates, identifying what income, credit levels, reserves, and documents you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program that best matches your financial needs in
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to source the optimal USDA or FHA loan quickly and hassle-free. Choose from three entry points to match with lenders and discover USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
