USDA Vs. FHA Pro and Con comparison in Worland, Washakie County, WY
In 2026, the USDA loan limit for a single-family home in Worland, situated in Washakie county, WY, is set at $336,500. By contrast, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's prevailing USDA against FHA rates. Find out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program suited to your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Worland, Washakie, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Worland, WY
The aim of Lendersa® is to promptly provide you with the optimal USDA or FHA loan without hassle. Choose one of three entry points to connect with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. In contrast to FHA loans that require a 3.5% down payment, USDA loans are unique in requiring no down payment at all.
Our mission and strategic plan is to remain locally owned and independent. We believe that our structure enables us to provide the highest standard in financial services including quality service, competitive products, and value to our customers.Additionally, we are committed to exploring new banking solutions.
Big Horn Federal has provided residents of the Big Horn Basin with 2 essential services: a safe place for their savings & affordable mortgage funds for their home purchases. We have expanded on these services to offer checking accounts, consumer loans, debit cards, wire services, safe deposit accounts and a host of other related financial products.
In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
Powell Schools Federal Credit Union has been open since 1959. It's the 21st largest credit union in Wyoming with assets totaling $3.07 Million & providing banking services to more than 400 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member grou
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Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
