USDA Vs. FHA Pro and Con comparison in Thermopolis, Hot Springs County, WY
In 2025, for a single-family home in Thermopolis, Hot Springs, WY, the USDA loan limit is $336,500 and the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your unique financial situation in .
2025 Loan Limits and Down Payment Requirements in Thermopolis, Hot Springs, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Thermopolis, WY
The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loan without hassle. Begin by selecting one of three starting points to pair with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
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