USDA Vs. FHA your options comparison in Cody, Park County, WY

In 2025, the USDA loan limit for a single-family home in Cody, within the county of Park, WY, is set at $336,500. Conversely, the FHA limit is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding the optimal program for your financial situation in .

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Details in Cody, Park, WY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Cody, WY

The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Choose from three entry points to match with lenders and explore USDA loan programs.

Illustration of Lendersa USDA loan inquiries and matching results

What Are USDA Loans in WY?

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are zero down payment loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Brymus Capital Inc.
  • 16480 South Harbor Boulevard, Suite 104, Fountain Valley, CA, 92708
  • Brymus Capital was established in 2005, and specializes in mortgage and real estate services. We help you understand how the loan process works. Weather your buying your first home or refinancing, selling or looking to invest Brymus Capital can assist you with all your mortgage and real estate needs.
  • EELending
  • 16151 Cache Street, Fountain Valley, CA, 92708
  • Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction possible. We know that each customer has specific needs, so we strive to meet those needs with a wide array of investment tools, mortgage products and individual attention.
  • ML Realty & Mortgage
  • 17195 Newhope, Suite 105, Fountain Valley, CA, 92708
  • ML Realty & Mortgage serves as a middleman between borrowers and lenders in the real estate market. Whether you’re buying a new home or refinancing, ML Realty & Mortgage gathers loan options from various lenders for you to consider, while qualifying you for a mortgage with those lenders at the same time.
  • Global Direct Realty and Lending
  • 17151 Newhope St, Suite 106, Fountain Valley, CA, 92708
  • GD Lending is a full-service mortgage company located in Fountain Valley, California. We specialize in unique special home loans. We also work with clients from the surrounding cities in Orange County. When you need to buy a home or refinance in the area of the zip code of 92708, we can be your mortgage lender and help you realize your dream.
  • GNC Capital
  • 9430 Warner Avenue, Suite C, Fountain Valley, CA, 92708
  • GNC Capital is an Orange County based mortgage broker in Southern California. We want our clients to experience a seamless process when obtaining a mortgage loan. Providing Quality Service through Education and being forthright with full transparency is our business culture. and also financial strategy is tailored for each one of our clients.
  • Choice Home Mortgage
  • 9550 Warner Avenue, Suite 200, Fountain Valley, CA, 92708
  • Choice Home Mortgage is a mortgage broker based in Southern California. Our team of experts will work around the clock to find the best possible rate. We understand that your mortgage is much more then an interest rate. It is your home, your future and your financial security. Make the Right Choice. At Choice Home Mortgage.
  • Optimum First Mortgage
  • 8900 Warner Avenue, Fountain Valley, CA, 92708
  • Optimum First Mortgage! We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.Having funded over 20, 000 loans since our inception, we have solidified ourselves as the low price leader in the lending marketplace. Our reputation speaks for itself with over 3000 positive online reviews
  • Lininger Mortgage
  • 9550 Warner Ave, Suite 250, Fountain Valley, CA, 92708
  • At Lininger Mortgage, we are committed to providing top-notch assistance with originating and processing loans. Established in 2015, we are a loan broker company serving various clients in the California area. Count on our dependable team of licensed loan processors and officers to help you from start to finish.
  • Bryson Team with Centerpointe Real Estate
  • 10061 Talbert Avenue, Suite 345, Fountain Valley, CA, 92708
  • Bryson Team with Centerpointe Real Estate mission to raise $25, 000 for Together We Rise, so for every HomeOwner We Help (Sell A Home), For Every Home Buyer We Help (Find Their Dream Home) Or Mortgage Loan We Process (Refinance, Reverse Mortgage, & Equity Lines), we donate a Large Portion of our Income to TWR.
  • Lending3
  • 17220 Newhope St, Suite 213, Fountain Valley, CA, 92708
  • Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service.We believe in offering our customers with a personalized mortgage experience from beginning to end.Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check.
  • Allied Healthcare Federal Credit Union
  • 2801 Atlantic Ave, Long Beach, CA, 90806
  • Since 1956, Allied Healthcare Federal Credit Union (AHFC) has been serving the extended medical communities of a wide-range of medical groups and hospitals within Southern California. We're dedicated to providing each of our members with the best possible service, convenient solutions, competitive rates and "Financial Healthcare for Life.