USDA Vs. FHA Pro and Con comparison in Cody, Park County, WY
In 2026, the USDA loan limit for a single-family home in Cody, within the county of Park, WY, is set at $336,500. Conversely, the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding the optimal program for your financial situation in .
2026 Loan Limits and Down Payment Details in Cody, Park, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cody, WY
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Choose from three entry points to match with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans are zero down payment loans.
Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
Powell Schools Federal Credit Union has been open since 1959. It's the 21st largest credit union in Wyoming with assets totaling $3.07 Million & providing banking services to more than 400 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member grou
First Bank of Wyoming is a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana. Glacier proudly operates individual bank divisions that provide world-class financial services to individuals and businesses throughout the Western U.S.
Our mission and strategic plan is to remain locally owned and independent. We believe that our structure enables us to provide the highest standard in financial services including quality service, competitive products, and value to our customers.Additionally, we are committed to exploring new banking solutions.
Big Horn Federal has provided residents of the Big Horn Basin with 2 essential services: a safe place for their savings & affordable mortgage funds for their home purchases. We have expanded on these services to offer checking accounts, consumer loans, debit cards, wire services, safe deposit accounts and a host of other related financial products.
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In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
