Construction loans by with AI by private investors in Merced, CA

Lendersa® list of construction loan lenders in Merced, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Merced, CA of 2,000 Sf home at $323,791 for basic construction to $582,089 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95348, 95340, 95341, 95343.



  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups. From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible. We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
  • Texan Bank, National Association
  • 12941 Gulf Freeway, Suite 100, Houston, TX, 77034
  • Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011
  • Davis Penn Mortgage Co
  • 12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
  • Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.
  • Community Bank of Oelwein
  • 150 1st St SE, Oelwein, IA, 50662
  • At Community Bank you are treated like a friend. Our success is measured by the relationships we build with our customers providing competitive banking products, the latest technology, and individualized hands-on service.We consider it a privilege to do business with our customers.
  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
  • Citizens National Bank, NA
  • 2711 E. Texas Street, Bossier City, LA, 71111
  • Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
  • Shell FCU
  • 301 E 13th Street, Deer Park, TX, 77536
  • Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
  • BankIowa
  • PO Box 229, Independence, IL, 50644
  • At BankIowa, community banking is a commitment and a responsibility. We will deliver the highest quality banking experience for our customers while fulfilling their financial needs with a broad array of products and services. Employees, contributing to our customer's and the Bank's success, are our most important asset