Construction loans by with AI by private investors in Merced, CA

The Lendersa® compilation of construction loan lenders in Merced, CA includes regional banks, national lenders, and local hard money lenders. These lenders utilize private money to finance ground-up construction projects and major renovations.

In Merced, CA, lenders estimate the construction cost of a 2,000 square foot home starting at $323,791 for basic structures, and reaching $582,089 for fancier constructions. Interest rates and loan terms vary according to borrower financials, LTV, ARV, and the type of lender chosen.

Compare loan offers from 100 different lenders

Introducing the magic construction loan calculator

Lendersa® employs AI technology to match your loan requests with many construction lenders, ensuring all your financing needs are met. Find the most favorable construction rates to fund ground-up builds, fix and flips, or substantial rehabs on both residential and commercial properties in CA.

Searching for construction loan lenders nearby?

To protect your credit score, avoid unnecessary inquiries. Preapprove your land loan without needing to provide your social security number or sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing, provided you agree to pledge additional properties as collateral through a blanket loan.

Use Lendersa®'s land loan calculator to locate vacant land loan lenders in zip codes 95348.



Merced Construction Loan Lenders

  • Lending For Living
  • 1020 15th Street, Suite 10, Modesto, CA, 95354
  • Lends in California
  • Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".

  • NorCal Mortgage
  • 1127 13TH ST, Suite A, Modesto, CA, 95354
  • Lends in California
  • This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.

  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Scenic Oaks Funding
  • 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
  • Lends in California
  • Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.

  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • Lends in California
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.

  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • Lends in California
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.

  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Lends in California
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • Ability Mortgage
  • 580 N. Wilma Ave, Suite D, Ripon, CA, 95366
  • Lends in California
  • We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.

  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Lends in California
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali