Construction loans by with AI by private investors in Merced, CA

The Lendersa® compilation of construction loan lenders in Merced, CA includes regional banks, national lenders, and local hard money lenders. These lenders utilize private money to finance ground-up construction projects and major renovations.

In Merced, CA, lenders estimate the construction cost of a 2,000 square foot home starting at $323,791 for basic structures, and reaching $582,089 for fancier constructions. Interest rates and loan terms vary according to borrower financials, LTV, ARV, and the type of lender chosen.

Compare loan offers from 100 different lenders

Introducing the magic construction loan calculator

Lendersa® employs AI technology to match your loan requests with many construction lenders, ensuring all your financing needs are met. Find the most favorable construction rates to fund ground-up builds, fix and flips, or substantial rehabs on both residential and commercial properties in CA.

Searching for construction loan lenders nearby?

To protect your credit score, avoid unnecessary inquiries. Preapprove your land loan without needing to provide your social security number or sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing, provided you agree to pledge additional properties as collateral through a blanket loan.

Use Lendersa®'s land loan calculator to locate vacant land loan lenders in zip codes 95348, 95340, 95341, 95343.



  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
  • Rock Canyon Bank
  • 1376 North State Street, Orem, UT, 84057
  • Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
  • Secure Private Funding
  • 51 West Center Street, Suite 507, Orem, UT, 84057
  • Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
  • Alpine Credit Union
  • 1510 N State St, Orem, UT, 84057
  • Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding. Benefits of using Alpine Credit Union’s Mortgage Department.
  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
  • Commercial Mortgage Loans
  • 869 E. 4500 S, Suite 370, Salt Lake City, UT, 84107
  • Commercial Mortgage Loan and Commercial Financing Receive up to your four best Commercial Mortgage Loan offers in 24 hours following your Commercial Loan Application submission direct from our Commercial Mortgage Lenders without pulling credit for Commercial Purchase or Commercial Refinance.
  • Next Level Home Loans
  • 684 East Vine Street, Suite 4B1, Murray, UT, 84107
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.
  • U.S. Capital Group, LLC
  • 404 E 4500 S A23, Murray, UT, 84107
  • U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
  • RoBUS Finance LLC
  • 5295 S Commerce Dr, Suite 205, Salt Lake City, UT, 84107
  • RoBUS Mortgage is a direct lender and a broker currently licensed in 10 states with more on the way. We are averaging close to 12 days from application to clear to close on conventional loans in most states. We don't have much overhead and pass that on to our clients in the form low pricing.