1238 Construction Loan Lenders with AI in Merced, California 2025

The Lendersa® compilation of construction loan lenders in Merced, CA includes regional banks, national lenders, and local hard money lenders. These lenders utilize private money to finance ground-up construction projects and major renovations.

In Merced, CA, lenders estimate the construction cost of a 2,000 square foot home starting at $323,791 for basic structures, and reaching $582,089 for fancier constructions. Interest rates and loan terms vary according to borrower financials, LTV, ARV, and the type of lender chosen.

Compare loan offers from 100 different lenders

Introducing the magic construction loan calculator

Lendersa® employs AI technology to match your loan requests with many construction lenders, ensuring all your financing needs are met. Find the most favorable construction rates to fund ground-up builds, fix and flips, or substantial rehabs on both residential and commercial properties in CA.

Searching for construction loan lenders nearby?

To protect your credit score, avoid unnecessary inquiries. Preapprove your land loan without needing to provide your social security number or sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing, provided you agree to pledge additional properties as collateral through a blanket loan.

Use Lendersa®'s land loan calculator to locate vacant land loan lenders in zip codes 95348, 95340, 95341, 95343.



  • American Mortgage Capital
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
  • Pac Shores Mortgage Inc
  • 11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
  • "Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs. Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
  • Integrous Real Estate Capital
  • 1152 Colorado Boulevard, Los Angeles, CA, 90041
  • Integrous Real Estate Capital is a full-service real estate brokerage and lending company providing debt and equity investment capital, based in Los Angeles, California serving residential and commercial real estate investors and professionals. As investors ourselves, we understand that the primary objective of every investment is to increase net e
  • Sky Minor Real Estate
  • 2272 Colorado Blvd, Suite 1310, Los Angeles, CA, 90041
  • "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
  • Commercial Capital Consulting Group
  • 1704 E. Washington Blvd., Pasadena, CA, 91104
  • Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.
  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:
  • First Pacific Financial
  • 2800 28th Street, Suite 130, Santa Monica, CA, 90405
  • First Pacific Financial was founded in 1989 on the principle that good advice is at the core of every prudent investment. Through the diligent application of this principle, First Pacific has earned the reputation of being a premier provider of real estate financing. We offer a wide variety of investment programs, including