1238 Construction Loan Lenders with AI in Morgan-Hill, California 2026

The Lendersa® directory of construction loan providers in Morgan-Hill, CA features regional banks, national financiers, and local hard money lenders who utilize private funds for ground-up constructions or major renovations.

In Morgan-Hill, CA, lenders project construction costs for a 2,000 square foot house ranging from $322,042 for standard building to $580,340 for more upscale projects. Interest rates and loan terms are influenced by the borrower's financial situation, the LTV, ARV, and the lender type chosen.

Review loan offers from 100 lenders

The innovative construction loan calculator

Using advanced AI technology, Lendersa® precisely aligns your loan applications with numerous construction lenders, ensuring that all financial requirements are met efficiently. Now, you can find out the best construction rates available to fund ground-up builds, fix and flip schemes, or major rehabs for both residential and commercial properties throughout CA.

Locating construction loan lenders nearby?

Protect your credit score by minimizing unnecessary checks. Secure preapproval for land loans without needing to disclose your social security number or other sensitive financial data.

If you're open to using additional properties as collateral (blanket loan), you may qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans within specific zip codes 95037.



  • RGC Capital Inc
  • 6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
  • Lends in California
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets. With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
  • Union Investments & Loan Corp.
  • 3820 Del Amo Blvd, Suite 226, Torrance, CA, 90503
  • Lends in California
  • UIAL is founded and managed by Al Tabrizi since 2008. With over 25 years of experience in real estate, real estate development, mortgage banking, equity investments, Union Investments' management and its partners are offering investors opportunities created by the current economy to generate high yield returns.
  • Bridgeway Capital Group
  • 18436 Hawthorne Blvd, Suite 101, Torrance, CA, 90503
  • Lends in California
  • Whether you are looking for bridge and hard money loans, SBA financing, hotel financing, business loans, or any other type of commercial lending product, turn to us at Bridgeway Capital Group. We are a nationally recognized leader in the commercial finance industry and look forward to helping you with all of your funding needs.
  • S.O.S. Loans, Inc.
  • 3655 Torrance Blvd. Suite 425, Torrance, CA, 90503
  • Lends in California
  • S.O.S. Loans, Inc. is a California finance company that offers consumers access to unsecured personal loans. Since 1998 and also S.O.S. Loans offers personal installment loans to qualified borrowers completely online and through the electronic banking system. Our process is so fast and simple you could have your funds within a few hours
  • Colonial Services Group Inc
  • 3939 Tweedy Boulevard, South Gate, CA, 90280
  • Lends in California
  • Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs. Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.
  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • Lends in California
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • Lends in California
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
  • Lends in California
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  • Home Central Financial
  • 7847 Florence Avenue, Suite 101, Downey, CA, 90240
  • Lends in California
  • Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
  • California First Home Loans
  • 9901 Paramount Blvd, Suite 105, Downey, CA, 90240
  • Lends in California
  • We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
  • Julian Lending
  • 9317 Firestone Blvd, Downey, CA, 90240
  • Lends in California
  • offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Lends in California
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.