2 Construction Loan Lenders in Trinidad, Colorado in 2026

Lendersa® offers a range of construction loan lenders in Trinidad, CO, including regional banks, national entities, and local hard money lenders who use private funding for your ground-up construction projects or major renovations.

In Trinidad, CO, lenders assess the cost for constructing a 2,000 square-foot home, with basic construction beginning at $238,527 and more elaborate projects costing up to $432,478. The interest rates and terms of construction loans fluctuate based on the borrower's financial situation, LTV, ARV, and the type of chosen lender.

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Lendersa® AI technology ensures you're matched instantly with numerous construction lenders, meeting all your financing needs. Find optimal construction rates for funding new builds, fix and flip projects, or major renovations on residential and commercial properties across CO.

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Avoid unnecessary inquiries to maintain a good credit score. Preapproval for a land loan is available without the necessity to disclose your social security number or other sensitive financial information.

You might qualify for 100% LTV financing by pledging additional property as collateral, using a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 81082.



Trinidad Construction Loan Lenders

  • Century Savings and Loan Association
  • 233 East Main St, Trinidad, CO, 81082
  • Lends in Colorado
  • Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.

  • The First National Bank in Trinidad
  • 100 E. Main St, Trinidad, CO, 81082
  • Lends in Colorado
  • The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times.

  • The Colorado Bank & Trust Company
  • 301 Colorado Ave, La Junta, CO, 81050
  • Lends in Colorado
  • At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.

  • Alamosa State Bank
  • 2225 Main St., Alamosa, CO, 81101
  • Lends in Colorado
  • Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.

  • SunWest Educational Credit Union
  • 700 Eagleridge Boulevard, Pueblo, CO, 81008
  • Lends in Colorado
  • At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.

  • First National Bank of Las Animas
  • 535 Bent Avenue, Las Animas, CO, 81054
  • Lends in Colorado
  • Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.

  • Rio Grande Savings and Loan Association
  • 901 1st Avenue, Monte Vista, CO, 81144
  • Lends in Colorado
  • RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.

  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • Lends in Colorado
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans.

    With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines

  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Lends in Colorado
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.

  • Peak Seven Mortgage
  • 118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs