19 Construction Loan Lenders with AI in Whitfield, Florida 2026

Lendersa® offers a detailed list of construction loan lenders in Whitfield, FL, featuring regional banks, national lenders, and local hard money lenders utilizing private funds. These lenders are ideal for financing your ground-up construction or major rehab projects.

Lenders in Whitfield, FL estimate construction costs for a 2,000 square foot home, ranging from $204,972 for basic builds to $377,304 for more elaborate designs. Interest rates and loan terms vary, depending on the borrower's financials, the LTV ratio, ARV, and the type of lender selected.

Compare offers from 100 lenders to secure the best terms available.

Explore Our Magic Construction Loan Calculator

Lendersa®'s AI technology matches your loan requests with hundreds of construction lenders, ensuring all financing needs are efficiently met. Discover optimal construction rates for funding ground-up builds, fix-and-flip initiatives, or major rehabs on both residential and commercial properties in FL.

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Avoiding excessive inquiries helps preserve your credit score. You can obtain preapproval for a land loan without disclosing your social security number or other sensitive financial data.

You may qualify for 100% LTV financing by pledging additional property as security, an arrangement known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 34243, ensuring access to financial solutions that suit your needs.



Whitfield Construction Loan Lenders

  • CLuisMortgages, LLC
  • 7988 Glenbrooke Lane, Sarasota, FL, 34243
  • Lends in Florida
  • Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer. A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%

  • Sunrise Financial Services Inc.
  • 1275 Whitfield Ave, Sarasota, FL, 34243
  • Lends in Florida
  • The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • McGuire Lending Group
  • 6170 FL-70 Suite 102, Bradenton, FL, 34203
  • Lends in Florida
  • We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.

  • Andy Lunsford Mortgages LLC
  • PO Box 25482, Sarasota, FL, 34277
  • Lends in Florida
  • "Empowering Your Growth When Everyday Counts"  

    Since 2020, Lunsford Funding Solutions has served as a vital bridge for Funding.  We specialize in rapid-response funding providing customized financial products. Whether you are looking to purchase or refinance a residential or commercial property.  At Lunsford, we don't just provide a loan; we provide the liquidity that gets you funded.   

  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • Lends in Florida
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.

  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Lends in Florida
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida.
    Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.

  • Access Reverse Mortgage
  • 1201 6th Ave W Suite 408, Bradenton, FL, 34205
  • Lends in Florida
  • Access Reverse is a family owned and operated company that has been in business since 2005. We serve seniors in the state of Florida, and operate out of our main office in St. Petersburg, while having representatives located throughout the state. We offer friendly, efficient and personalized service.

  • Embrace Home Loans
  • 435 12th Street West, Suite 202, Bradenton, FL, 34205
  • Lends in Florida
  • "Embrace, we want to help you grow both professionally and personally because we believe that business success and individual fulfillment go hand in hand. That’s why when you join our team, you’ll receive the support you need to succeed inside the office and out.
    For the last 11 years,"

  • BLUE SKYE LENDING LLC
  • 8130 Lakewood Main Street Suite 205, Lakewood Ranch, FL, 34202
  • Lends in Florida
  • Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.

  • Fairway Funding Group
  • 8235 Natures Way, Bradenton, FL, 34202
  • Lends in Florida
  • Fairway Funding Group in 2000, Founder, Mark Pascarella set out to distinguish his firm of residential home financing through value-driven client relationships. Residential mortgage financing is our only business and as a result, our staff of industry-leaders has the knowledge and experience to support clients.