1180 Construction Loan Lenders with AI in Fernandina-Beach, Florida 2025

The Lendersa® directory of construction loan lenders located in Fernandina-Beach, FL encompasses regional banking institutions, national financiers, and local hard money lenders. These lenders apply private money to finance your complete construction projects or substantial rehabs.

For a construction project of a 2,000 square-foot home in Fernandina-Beach, FL, lenders estimate costs ranging from $209,372 for basic construction to $381,704 for more elaborately finished homes. Interest rates and loan terms for construction loans fluctuate based on the financial standing of the borrower, the loan-to-value ratio, after-repair value, and the type of lender chosen.

Explore loan opportunities from a selection of 100 lenders

The incredible construction loan calculator

To thoroughly address all your construction financing requirements, Lendersa®'s sophisticated AI will swiftly align your loan inquiry with hundreds of construction lenders. Now, you have the opportunity to explore the most competitive construction rates available for financing new builds, fix-and-flip endeavors, or extensive rehabs across residential and commercial properties in FL.

Looking for construction loan lenders nearby?

Avoid redundant inquiries that might impact your credit score. Achieve preapproval for your land loan smoothly, without the necessity of revealing your social security number or other sensitive financial data.

Should you be willing to provide additional property as collateral under a blanket loan structure, you could qualify for 100% LTV (Loan to Value) financing.

Make use of the Lendersa® land loan calculator to identify vacant land loan providers in the zip codes 32034, 32035.



  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
  • Milo Lending Inc
  • PO Box 880231, Port Saint Lucie, FL, 34986
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker. Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"
  • Crews Bank
  • 400 N Brevard Ave, Arcadia, FL, 34266
  • At Crews Bank & Trust, we strive to be a one-stop-shop for all our customers’ personal and business banking needs. We offer checking and savings accounts with the convenience of Online and Mobile Banking, along with competitive loans. business banking needs. We offer checking and savings accounts.
  • PREMIER NATIONWIDE LENDING
  • 4 W Oak St, Ste H, Arcadia, FL, 34266
  • Premier Nationwide Lending, it’s not just our experience that differentiates us from other mortgage companies – it’s our commitment to a quality customer relationship. Our borrowers are the reason we exist, and we are committed to providing a superior lending experience one loan at a time.
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Peoples Bank of Graceville
  • 5306 Brown St, Graceville, FL, 32440
  • we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on servic
  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.
  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.
  • First Green Bank
  • 1000 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Since its original charter in 1926, Seacoast Bank has succeeded through a clear vision, planned strategic growth, and talented, professional employees. The operating subsidiary of Seacoast Banking Corporation of Florida and is one of the largest publicly traded commercial banks headquartered in Florida.
  • DREAMLINE MORTGAGE, INC.
  • 690 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.