5 Construction Loan Lenders with AI in Palatka, Florida 2026

The Lendersa® inventory lists construction loan lenders situated in Palatka, FL, encompassing regional banking institutions, nationwide lenders, and local hard money lenders who leverage private funds for projects involving new constructions or extensive rehabs.

In Palatka, FL, when calculating the cost to build a 2,000 square foot home, basic construction starts at $208,998, and more elaborate updates can reach $381,330. Notably, interest rates and construction loan terms differ widely, influenced by borrower financials, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

Explore comparisons among offers from an array of 100 lenders to identify the most suitable conditions.

Unleash the Power of the Construction Loan Calculator

To assure all your construction financing requirements are addressed, Lendersa® AI technology promptly matches your loan application to a wide range of construction lenders. With this tool, you can easily find optimal construction rates, funding projects from ground-up constructions to significant rehabs of residential and commercial properties in FL.

Looking for Construction Loan Providers Near You?

Unnecessary inquiries can adversely impact your credit score, so it is best to circumvent them. Receive preapproval for a land loan without needing to disclose your social security number or other sensitive information.

Eligibility for 100% LTV financing is possible if you agree to use additional property as collateral, a strategy known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders specific to zip codes 32177. This tool assists in finding lenders best suited to your requirements.



Palatka Construction Loan Lenders

  • HOME HARBOR FINANCIAL, LLC
  • 101 E Town Pl, Suite 130, Saint Augustine, FL, 32092
  • Lends in Florida
  • The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.

  • Countryplace Mortgage
  • 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
  • Lends in Florida
  • Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.

  • The O’Kavage Group
  • 300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092
  • Lends in Florida
  • The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.

  • FIRST COAST LOANS
  • 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
  • Lends in Florida
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Pillar Mortgage LLC
  • 25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
  • Lends in Florida
  • "At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit.
    Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."

  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • Lends in Florida
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC

    At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today

  • RMG MORTGAGE GROUP, LLC
  • 2085 A1A South, Unit 204, Saint Augustine, FL, 32080
  • Lends in Florida
  • RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.

  • Community State Bank FL
  • 811 South Walnut Street, Starke, FL, 32091
  • Lends in Florida
  • Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.

  • DLP Real Estate Capital
  • 405 Golfway West Drive, Saint Augustine, FL, 32095
  • Lends in Florida
  • DLP Capital is a private real estate investment and financial services company focused on making an IMPACT by acquiring, developing, and building relationships, housing, leaders, and organizations. DLP Capital executes its IMPACT through a wide array of business divisions and companies including lending, investment funds, sales, leasing, property m

  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • Lends in Florida
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions