9 Construction Loan Lenders with AI in Winterset, Iowa 2026

The Lendersa® directory features construction loan lenders in Winterset, IA, including regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or major rehabilitation projects.

Lenders estimate construction costs for a 2,000 square foot home in Winterset, IA, ranging from $170,418 for basic builds to $312,680 for more intricate constructions. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and the chosen lender type.

Compare offers from 100 lenders

Introducing the construction loan calculator

To meet all your construction financing needs, Lendersa® AI technology effectively matches your loan request with numerous construction lenders. Discover excellent construction rates to finance ground-up projects, fix-and-flip efforts, or major rehabs on residential and commercial properties in IA.

Find construction loan lenders near you

Avoid excessive inquiries to protect your credit score. Secure preapproval for your land loan without needing your social security number or other sensitive info.

Potentially qualify for 100% LTV financing by offering additional properties as security, known as a blanket loan.

Use Lendersa®'s land loan calculator to find vacant land loan lenders in zip codes: 50273.



  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Lends in Iowa
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.

  • Northwest Bank & Trust Company
  • 2550 Middle Road, Bettendorf, IA, 52722
  • Lends in Iowa
  • Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence

  • Ascentra Credit Union
  • 2019 Grant St, Bettendorf, IA, 52722
  • Lends in Iowa
  • Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.

  • Symmetry Mortgage Corporation
  • 5382 Clemons Rd, Bettendorf, IA, 52722
  • Lends in Iowa
  • Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!

  • De Witt Bank & Trust Co.
  • 815 Sixth Avenue, De Witt, IA, 52742
  • Lends in Iowa
  • DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you

  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • Lends in Iowa
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.

    We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.

  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • Lends in Iowa
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.

  • 1st Gateway Credit Union
  • 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
  • Lends in Iowa
  • Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.