Construction Loans from Private Investors in Jacksonville, IL

Lendersa® offers a catalog of construction loan lenders in Jacksonville, IL, including regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction or significant rehabs.

For a 2,000 square foot home in Jacksonville, IL, lenders estimate construction costs from $211,087 for basic construction to $384,510 for more refined projects. The interest rates and loan terms can vary greatly depending on the borrower's financial profile, LTV, ARV, and the type of lender chosen.

Compare loan offers from 100 lenders

The Magic of the Construction Loan Calculator

To meet all your construction financing needs, Lendersa® leverages AI technology to instantly match your loan request with various construction lenders. Discover the best construction rates available for funding new builds, flip projects, or major rehabs on both residential and commercial properties in IL.

Are Construction Loan Lenders Nearby?

To safeguard your credit score, avoid unnecessary inquiries. You can get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

If you pledge additional property as collateral—known as a blanket loan—you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the ZIP code areas 62650.



Jacksonville Construction Loan Lenders

  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • Lends in Illinois
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years.

    The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.

  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • Lends in Illinois
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.

  • The First National Bank
  • 300 Washington, Beardstown, IL, 62618
  • Lends in Illinois
  • For over 100 years, that’s how banking has been at The First National Bank of Beardstown, Murrayville & Winchester. We’re dedicated to helping you in any way we can with a full line of financial products delivered by caring, experienced professionals. Thank you for choosing us for your financial needs.

  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Lends in Illinois
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942.

    On February 13, 1943 the doors of the new bank were opened.

  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Lends in Illinois
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.

  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353
  • Lends in Illinois
  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive.

    Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co

  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Lends in Illinois
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.

  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Lends in Illinois
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.

  • Farmers State Bank - A Tradition of Trust
  • 108 East Adams, Pittsfield, IL, 62363
  • Lends in Illinois
  • Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.