Jacksonville, Illinois Construction loan lenders AI selection 2026

Lendersa® offers a catalog of construction loan lenders in Jacksonville, IL, including regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction or significant rehabs.

For a 2,000 square foot home in Jacksonville, IL, lenders estimate construction costs from $211,087 for basic construction to $384,510 for more refined projects. The interest rates and loan terms can vary greatly depending on the borrower's financial profile, LTV, ARV, and the type of lender chosen.

Compare loan offers from 100 lenders

The Magic of the Construction Loan Calculator

To meet all your construction financing needs, Lendersa® leverages AI technology to instantly match your loan request with various construction lenders. Discover the best construction rates available for funding new builds, flip projects, or major rehabs on both residential and commercial properties in IL.

Are Construction Loan Lenders Nearby?

To safeguard your credit score, avoid unnecessary inquiries. You can get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

If you pledge additional property as collateral—known as a blanket loan—you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the ZIP code areas 62650, 62651.



  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.

    We keep opening doors as a mortgage industry leader

  • The Gerber State Bank
  • 110 East Elm Street, Argenta, IL, 62501
  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887.

    The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.

  • Scott State Bank
  • 101 West Main St., Bethany, IL, 61914
  • Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.

  • North Pines Financial Solutions
  • 2135 W Sunnyview Dr, Peoria, IL, 61614
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • FMB Bank
  • 100 Veterans Memorial Parkway, Wright City, MO, 63390
  • FMB Bank is your Community Bank. We are not a huge multi-bank holding company. We are your friends and neighbors and we pride ourselves in providing you with the level of personal service you may find lacking in many of the super-regional banks. Our employees regularly support local organizations with their time and talent.

  • Lindell Bank
  • 6900 Clayton Avenue, Saint Louis, MO, 63139
  • LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.

  • Home Mortgage Specialists, Inc.
  • 6808 Knoxville Ave, Peoria, IL, 61615
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CNB St. Louis Bank
  • 7305 Manchester Rd, Saint Louis, MO, 63143
  • We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.

  • Cass Commercial Bank
  • 12412 Powerscourt Drive, Des Peres, MO, 63131
  • Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.

  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
  • At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.

  • First Community Credit Union.
  • 17151 Chesterfield Airport Road, Chesterfield, MO, 63005
  • First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.

  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,