6 Construction Loan Lenders in Beardstown, Illinois in 2026

Lendersa® offers a comprehensive list of construction loan lenders in Beardstown, IL, featuring options from regional banks, national lenders, and local hard money providers who use private money for ground-up constructions or major renovations.

In Beardstown, IL, lenders assess the construction cost for a 2,000 square foot home, with estimates ranging from $208,898 for basic builds to $382,321 for more elaborate designs. The interest rates and terms fluctuate depending on the borrower's financial status, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the chosen lender type.

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If you're considering pledging additional property as collateral, you may qualify for 100% LTV (Loan to Value) financing via a blanket loan.

Use Lendersa®'s land loan calculator to discover vacant land loan providers within zip codes 62618.



Beardstown Construction Loan Lenders

  • The First National Bank
  • 300 Washington, Beardstown, IL, 62618
  • Lends in Illinois
  • For over 100 years, that’s how banking has been at The First National Bank of Beardstown, Murrayville & Winchester. We’re dedicated to helping you in any way we can with a full line of financial products delivered by caring, experienced professionals. Thank you for choosing us for your financial needs.

  • Rushville State Bank
  • 100 E. Lafayette Street, Rushville, IL, 62681
  • Lends in Illinois
  • Real Community Bank, which means that when we accept your deposits, we invest that money back into this area in the form of home mortgages for your neighbors, business loans for your merchants, and education savings plans for your school children. We support our community with our donations to local schools, clubs, charitable organizations.

  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353
  • Lends in Illinois
  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive.

    Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co

  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Lends in Illinois
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.

  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • Lends in Illinois
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.

  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • Lends in Illinois
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years.

    The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.

  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Lends in Illinois
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942.

    On February 13, 1943 the doors of the new bank were opened.

  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Lends in Illinois
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.

  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Lends in Illinois
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.

  • Farmers State Bank - A Tradition of Trust
  • 108 East Adams, Pittsfield, IL, 62363
  • Lends in Illinois
  • Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.