4 Construction Loan Lenders in South-Jacksonville, Illinois in 2026

The Lendersa® roster of construction loan lenders in South-Jacksonville, IL comprises regional banks, national lenders, and local hard money lenders leveraging private capital for your new construction or major renovation projects.

In South-Jacksonville, IL, lenders evaluate the construction cost for a 2,000 square foot home, ranging from $207,600 for standard builds to $381,023 for more upscale constructions. Interest rates and construction loan terms vary based on the borrower's financial standing, the LTV, ARV, and the type of lender you choose.

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Lendersa® utilizes AI technology to seamlessly align your financing needs with hundreds of construction lenders, ensuring optimal options for your project. With this, you can find excellent construction rates for ground-up builds, fix-and-flip projects, or major rehabs for both residential and commercial properties within IL.

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Minimize unnecessary queries to maintain your credit score. You can get preapproved for your land loan without revealing your social security number or any sensitive information.

You might secure 100% LTV (Loan to Value) financing by offering additional property as collateral (a blanket loan strategy).

Employ the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 62650.



South-Jacksonville Construction Loan Lenders

  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • Lends in Illinois
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years.

    The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.

  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • Lends in Illinois
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.

  • The First National Bank
  • 300 Washington, Beardstown, IL, 62618
  • Lends in Illinois
  • For over 100 years, that’s how banking has been at The First National Bank of Beardstown, Murrayville & Winchester. We’re dedicated to helping you in any way we can with a full line of financial products delivered by caring, experienced professionals. Thank you for choosing us for your financial needs.

  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Lends in Illinois
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942.

    On February 13, 1943 the doors of the new bank were opened.

  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Lends in Illinois
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.

  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353
  • Lends in Illinois
  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive.

    Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co

  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Lends in Illinois
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.

  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Lends in Illinois
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.

  • Farmers State Bank - A Tradition of Trust
  • 108 East Adams, Pittsfield, IL, 62363
  • Lends in Illinois
  • Farmers State Bank, headquartered in Pittsfield, IL, has been locally owned since 1889 and remains one of the strongest banks in the nation. Farmers State Bank is ranked the number one bank in agriculture in its market areas of Pike, Scott, Greene, Jersey, Morgan and Adams Counties.

  • Illinois Educators Credit Union
  • 3101 Montvale Drive, Springfield, IL, 62704
  • Lends in Illinois
  • Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.