550 Construction Loan Lenders with AI in Monticello, Illinois 2026

Lendersa® provides access to a comprehensive list of construction loan lenders in Monticello, IL, including regional banks, national institutions, and local hard money lenders using private capital for your ground-up construction projects or major renovations. These choices are designed to meet a wide variety of construction needs, whether you're developing new structures or undertaking significant rehabilitations.

In Monticello, IL, lenders calculate the construction costs for a 2,000 square foot home, with prices ranging from $208,788 for basic construction to $382,211 for more elaborate projects. The interest rates and terms of the construction loans vary according to the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender selected. This ensures that you can find financing solutions that align with your financial profile and construction objectives.

Compare loan offers from 100 lenders

The essential construction loan calculator

Lendersa® uses advanced AI technology to rapidly match your loan requests with hundreds of construction lenders, ensuring comprehensive coverage of your financing needs. Discover the best construction rates to fund new builds, fix-and-flip ventures, or major renovations on both residential and commercial properties in IL.

Finding construction loan lenders near you?

Preserve your credit score by minimizing unnecessary inquiries. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial details.

If you're open to pledging additional property as collateral, you might qualify for 100% LTV (Loan to Value) financing through a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers within zip codes 61856.



  • Jocic Capital, LLC
  • 41 SE 5th Street, Miami, FL, 33131
  • Lends in Illinois
  • Founded in 2017, Jocic Capital is an asset-based private lender and a diversified real estate capital markets solutions firm in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or new construction development.

  • 3650 Reit
  • 2977 McFarlane Road, Suite 300, Miami, FL, 33133
  • Lends in Illinois
  • 3650 REIT is a CRE lending, investment management and services firm, led by a unique team of recognized industry leaders. We originate and service both short- and long-term commercial real estate loans.Capital is just the beginning of what we offer. Our true value is in our ability to hold a loan on our balance sheet through maturity.

  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Lends in Illinois
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.

  • Black Square
  • 807 E South Temple Suite 200, Salt Lake City, CA, 84102
  • Lends in Illinois
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years

  • Celtic Bank
  • 268 South State Street, Suite 300, Salt Lake City, UT, 84111
  • Lends in Illinois
  • Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.

  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • Lends in Illinois
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.

  • IGETDEALSDONE, LLC
  • 8388 E Hartford Drive #300, Scottsdale, AZ, 85255
  • Lends in Illinois
  • I have been closing Real Estate Transactions for almost 30 year as both a Licensed Mortgage Broker (NMLS #211522) and Licensed Realtor (SA675911000). Raised in Finance and Real Estate, I am built to close deals. Of COURSE I have built my career around tough deals and close them all with Groves Capital. I AM A DSCR PROFESSIONAL and close those Loans

  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Lends in Illinois
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.

  • COUNTRYFIRST MORTGAGE
  • 4568 E Cactus Rd, Suite 70, Phoenix, AZ, 85032
  • Lends in Illinois
  • We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.

  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Lends in Illinois
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.

  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Lends in Illinois
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.