550 Construction Loan Lenders with AI in Mount-Sterling, Illinois 2026

Lendersa® provides a list of construction loan lenders in Mount-Sterling, IL, featuring regional banks, national lenders, and local hard money providers who use private money for ground-up constructions or major rehabs.

Lenders estimate the construction costs for a 2,000 square-foot home in Mount-Sterling, IL, ranging from $208,040 for basic builds to $381,463 for more elaborate projects. Interest rates and loan terms vary depending on the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the choice of lender.

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The magic construction loan calculator

To meet all your construction financing needs, Lendersa® AI technology instantly matches your loan request with numerous construction lenders. Discover competitive construction rates to fund new builds, fix-and-flip ventures, or significant rehabs on both residential and commercial properties in IL.

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Prevent unnecessary inquiries to maintain a healthy credit score. Obtain preapproval for your land loan without needing your social security number or any sensitive financial info.

You may qualify for 100% LTV financing if you agree to use additional property as security in a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 62353.



  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353
  • Lends in Illinois
  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive.

    Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co

  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Lends in Illinois
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.

  • Rushville State Bank
  • 100 E. Lafayette Street, Rushville, IL, 62681
  • Lends in Illinois
  • Real Community Bank, which means that when we accept your deposits, we invest that money back into this area in the form of home mortgages for your neighbors, business loans for your merchants, and education savings plans for your school children. We support our community with our donations to local schools, clubs, charitable organizations.

  • The First National Bank
  • 300 Washington, Beardstown, IL, 62618
  • Lends in Illinois
  • For over 100 years, that’s how banking has been at The First National Bank of Beardstown, Murrayville & Winchester. We’re dedicated to helping you in any way we can with a full line of financial products delivered by caring, experienced professionals. Thank you for choosing us for your financial needs.

  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Lends in Illinois
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942.

    On February 13, 1943 the doors of the new bank were opened.

  • Farmers State Bank of Camp Point
  • 206 East Wood, Camp Point, IL, 62320
  • Lends in Illinois
  • Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri

  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Lends in Illinois
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.

  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • Lends in Illinois
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.

  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • Lends in Illinois
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years.

    The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.