367 Construction Loan Lenders with AI in Cumberland, Kentucky 2026

Lendersa® provides a collection of construction loan lenders in Cumberland, KY, featuring regional banks, national lenders, and local hard money lenders using private funds. They support projects from ground-up constructions to major rehabs.

These lenders estimate construction costs for a 2,000-square-foot home in Cumberland, KY, with costs ranging from $223,111 for standard builds to $405,713 for more elaborate designs. Interest rates and loan terms are influenced by the borrower's financials, Loan-to-Value (LTV), After Repair Value (ARV), and the lender type chosen.

Explore and compare 100 loan offers

The essential construction loan calculator

Meeting all your construction finance needs, Lendersa®'s AI technology matches your loan request instantly with a multitude of construction lenders. Discover the best rates for funding new builds, fix-and-flip projects, or major rehabs for properties in KY.

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Minimizing unnecessary inquiries helps maintain your credit score. Achieve preapproval for land loans without disclosing your social security number or any sensitive financial details.

You may qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as collateral, known as a blanket loan.

Employ the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 40823.



  • The Citizens National Bank of Lebanon
  • 149 West Main Street, Lebanon, KY, 40033
  • Lends in Kentucky
  • Citizens National Bank was formed March 9, 1889 when its shareholders purchased the National Bank of Lebanon and located its operations in a portion of the same building that our present bank occupies. Since its inception, the bank has attempted to serve the needs of all citizens in Lebanon and Marion County.

  • Century Bank of Kentucky, Inc.
  • 201 West Woodford Street, Lawrenceburg, KY, 40342
  • Lends in Kentucky
  • Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.

  • Citizens Bank of Cumberland County, Inc.
  • 209 Keen Street, Burkesville, KY, 42717
  • Lends in Kentucky
  • Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.

  • Springfield State Bank
  • 125 East Main St., Springfield, KY, 40069
  • Lends in Kentucky
  • Springfield State Bank is the only bank in Washington County that is owned and operated by local shareholders who live and work. Chartered in 1910 & still going strong, Springfield State Bank is proud to be an independent, community bank. We strive to remain independent so we may deliver a superior quality of banking services.

  • First Federal Savings Bank of Kentucky
  • 216 W Main St, Frankfort, KY, 40601
  • Lends in Kentucky
  • On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.

  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Lends in Kentucky
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease

  • Town & Country Bank and Trust Co
  • 201 N 3rd St, Bardstown, KY, 40004
  • Lends in Kentucky
  • Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.

  • Wilson & Muir Bank & Trust Company
  • 107 N. 3rd Street, Bardstown, KY, 40004
  • Lends in Kentucky
  • Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.

    With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.

  • Bank of Buffalo
  • 2441 Greensburg Road, Buffalo, KY, 42716
  • Lends in Kentucky
  • At the Bank of Buffalo, we strive to offer the banking service our customers have come to expect. Most importantly, our experienced staff delivers these services in a friendly, efficient manner The Bank of Buffalo has been serving customers since August 1, 1901. We are known for our family style atmosphere and old fashion customer service.