367 Construction Loan Lenders with AI in Manchester, Kentucky 2026

Lendersa® compiles a variety of construction loan lenders in Manchester, KY, including regional banks, national lenders, and local hard money financiers who employ private money for ground-up construction or major rehabilitation projects.

In Manchester, KY, the cost for constructing a 2,000 square foot home ranges from $223,397 for basic projects to $405,999 for more elaborate builds. Interest rates and loan terms fluctuate depending on borrower financials, LTV, ARV, and chosen lender type.

Browse offers from 100 lenders

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Lendersa® uses AI technology to ensure all your construction financing needs are met by instantly aligning your loan requests with hundreds of construction lenders. Find excellent construction rates to fund ground-up projects, fix-and-flips, or major rehabs on both residential and commercial properties in KY.

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Reduce unnecessary inquiries to help maintain your credit score. Achieve preapproval for your land loan without needing to provide your social security number or other sensitive information.

Pledging additional property as collateral can qualify you for 100% LTV financing through a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 40962.



  • Farmers Bank & Trust Co
  • 201 S Main St, Marion, KY, 42064
  • Lends in Kentucky
  • At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.

  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Lends in Kentucky
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.

  • The Murray Bank
  • 405 S 12th St, Murray, KY, 42071
  • Lends in Kentucky
  • The Murray Bank was voted the favorite bank in Murray & Calloway County for 18 years. We believe this is because we make sure each customer receives the best service, & assistance as they strive to reach their financial goals, When we ask our customers why they like banking with us, they consistently mention the high level of personal service.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in Kentucky
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • C-Plant Credit Union
  • 3201 Wayne Sullivan Drive, Paducah, KY, 42003
  • Lends in Kentucky
  • C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.

  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Lends in Kentucky
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.

  • River Valley AgCredit
  • 408 East Broadway, Mayfield, KY, 42066
  • Lends in Kentucky
  • River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members

  • Paducah Bank
  • 555 Jefferson Street, Paducah, KY, 42001
  • Lends in Kentucky
  • Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.