1 Construction Loan Lenders in Cynthiana, Kentucky in 2026

In Cynthiana, KY, the Lendersa® directory showcases a comprehensive roster of construction loan lenders, featuring regional banks, national lending firms, and local hard money lenders. These financial entities utilize private funds to support your ground-up construction or major rehabilitation endeavors.

Lenders in Cynthiana, KY estimate construction costs for a 2,000 square foot home ranging from $223,606 for basic constructions to $406,208 for more elaborate projects. The interest rates and the terms of construction loans are subject to variation, influenced by factors like the borrower's financial profile, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the lender type selected.

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Lendersa® employs AI technology to ensure every aspect of your construction financing needs is comprehensively addressed. Your loan request is swiftly matched with hundreds of construction lenders, allowing you to discover the most favorable construction rates for supporting ground-up builds, fix-and-flip initiatives, or major renovations on both residential and commercial properties throughout KY.

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Minimize unnecessary inquiries to protect your credit score. Obtain preapproval for your land loan without submitting your social security number or other sensitive financial details.

Interested in 100% LTV financing? You may qualify by pledging additional properties as collateral through a blanket loan arrangement.

Take advantage of the Lendersa® land loan calculator to discover vacant land loan lenders across zip codes detailed in 41031.



Cynthiana Construction Loan Lenders

  • Blue Grass Federal
  • 600 High Street, Paris, KY, 40361
  • Lends in Kentucky
  • Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.

  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Lends in Kentucky
  • Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.

    Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor

  • Central Kentucky Ag Credit
  • 640 S Broadway, Lexington, KY, 40508
  • Lends in Kentucky
  • Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.

  • HSLC - Lexington Loan Production Office
  • 444 E Main St 106, Lexington, KY, 40507
  • Lends in Kentucky
  • We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.

  • Bank of Maysville
  • 20 West Second St., Maysville, KY, 41056
  • Lends in Kentucky
  • The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Kentucky
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • MSI Lending of Lexington
  • 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
  • Lends in Kentucky
  • At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th