2026 Construction Loan Lenders for Paris, Kentucky

Lendersa® offers an extensive list of construction loan lenders in Paris, KY, including regional banks, national lenders, and local hard money lenders. These lenders provide private financing for ground-up construction or major rehabilitation projects.

Estimating construction costs in Paris, KY for a 2,000 square foot home, costs range from $224,024 for basic builds to $406,626 for more luxurious structures. Interest rates and loan terms vary depending on the borrower's financial status, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

Explore loan offers from 100 different lenders to identify the best choice for your requirements.

Unlock the possibilities with the construction loan calculator

To make sure all your construction financing needs are satisfied, Lendersa® uses AI technology to match your loan requests with hundreds of construction lenders seamlessly. Discover competitive construction rates to fund projects such as ground-up development, fix-and-flip ventures, or major rehabs on residential and commercial properties in KY.

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To preserve your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial data.

Offering additional property as collateral under a blanket loan may qualify you for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within ZIP codes 40361, easing your task of finding suitable financial solutions.



Paris Construction Loan Lenders

  • Blue Grass Federal
  • 600 High Street, Paris, KY, 40361
  • Lends in Kentucky
  • Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.

  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Lends in Kentucky
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Kentucky
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • MSI Lending of Lexington
  • 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
  • Lends in Kentucky
  • At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Central Kentucky Ag Credit
  • 640 S Broadway, Lexington, KY, 40508
  • Lends in Kentucky
  • Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.

  • HSLC - Lexington Loan Production Office
  • 444 E Main St 106, Lexington, KY, 40507
  • Lends in Kentucky
  • We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.

  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th