2026 Construction Loan Lenders for Flemingsburg, Kentucky

Lendersa® offers a list of construction loan providers in Flemingsburg, KY, including regional banks, national lenders, and local hard money lenders using private capital for your new construction projects or major renovations.

In Flemingsburg, KY, lenders assess the construction costs for a 2,000-square-foot home, starting at $223,023 for standard builds and reaching up to $405,625 for more elaborate constructions. The interest rates and terms of construction loans vary based on the borrower's financial situation, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

Explore and compare offers from 100 lenders to find the best fit for your project.

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To comprehensively meet your construction financing needs, Lendersa® employs cutting-edge AI technology to instantly connect your loan request with a vast network of construction lenders. Discover outstanding construction rates to finance new builds, fix-and-flip ventures, or substantial renovations on both residential and commercial properties in KY.

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Minimizing unnecessary credit inquiries helps maintain your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

There is potential to qualify for 100% LTV (Loan to Value) financing if you agree to use additional property as collateral, a strategy known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 41041, ensuring you discover the best financing options available.



Flemingsburg Construction Loan Lenders

  • Bank of Maysville
  • 20 West Second St., Maysville, KY, 41056
  • Lends in Kentucky
  • The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.

  • Pinnacle Bank, Inc.
  • 26 Second Street, Vanceburg, KY, 41179
  • Lends in Kentucky
  • Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.

  • Owingsville Banking Company
  • 49 West Main Street, Owingsville, KY, 40360
  • Lends in Kentucky
  • The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.

  • Frontier Housing, Inc.
  • 5445 Flemingsburg Rd, Morehead, KY, 40351
  • Lends in Kentucky
  • Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.

  • Blue Grass Federal
  • 600 High Street, Paris, KY, 40361
  • Lends in Kentucky
  • Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.

  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Lends in Kentucky
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Kentucky
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • MSI Lending of Lexington
  • 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
  • Lends in Kentucky
  • At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.