2026 Construction Loan Lenders for Monticello, Kentucky
The catalog of construction loan lenders provided by Lendersa® in Monticello, KY includes a variety of financial institutions like regional banks and national lenders, as well as local hard money lenders who use private funds for your ground-up construction or significant renovation efforts.
In Monticello, KY, lenders estimate the cost for constructing a 2,000 square foot home, ranging from $223,650 for more basic builds to $406,252 for more elaborate projects. The terms of construction loans and interest rates can fluctuate based on factors such as the borrower's financial condition, Loan-to-Value (LTV), After Repair Value (ARV), and which lender is chosen.
To thoroughly meet all of your construction financing requirements, Lendersa® uses advanced AI technology to swiftly align your loan request with a wide selection of construction lenders. You can now efficiently discover excellent construction loan rates to finance not only ground-up construction but also fix-and-flip projects and major rehabilitation assignments, both for residential and commercial properties, throughout KY.
Locating construction loan lenders close by?
Avoid unnecessary inquiries to safeguard your credit score. Obtain preapproval for your land loan without disclosing your social security number or other sensitive financial data.
One might qualify for 100% LTV financing by providing additional property as collateral under a blanket loan agreement.
Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in the zip codes 42633.
When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
