Construction Loan Lenders in Cedar-Springs, Michigan (2026)

The Lendersa® directory of construction loan lenders in Cedar-Springs, MI, encompasses regional banks, national lenders, and local hard money lenders who leverage private capital for ground-up construction or major rehabilitation projects.

In Cedar-Springs, MI, lenders estimate construction costs for a 2,000 square foot home to vary from $170,960 for basic projects to $314,883 for more sophisticated builds. Rates and terms are influenced by the borrower's financial status, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

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To fulfill every construction financing need, Lendersa®'s AI technology seamlessly matches your loan requests with hundreds of lenders. Discover the best construction rates to fund projects like new builds, fix-and-flips, or substantial rehabs on residential and commercial properties across MI.

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Keeping unnecessary inquiries at bay will help preserve your credit score. Preapproval for a land loan can be attained without revealing your social security number or sensitive financial data.

Securing 100% LTV financing might be possible by pledging additional property as collateral, known as a blanket loan.

Apply the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 49319.



Cedar-Springs Construction Loan Lenders

  • ChoiceOne Bank
  • 109 E. Division, Sparta, MI, 49345
  • Lends in Michigan
  • ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.

  • NextDay Funding Group LLC
  • 1971 E Beltline Ave NE Ste 106 #587, Grand Rapids, MI, 49525
  • Lends in Michigan
  • NextDay Funding Group LLC connects real estate investors with fast, flexible funding for non-owner-occupied properties nationwide. We help borrowers explore fix-and-flip, DSCR rental, bridge, commercial, refinance, and gap-funding options. Our goal is to provide responsive service, practical solutions, and a straightforward path from application to closing.

    • Meijer Credit Union
    • 2410 Gaynor Avenue NW, Grand Rapids, MI, 49544
    • Lends in Michigan
    • Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.

  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Lends in Michigan
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.

  • Commercial Loan Group, LLC
  • 3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
  • Lends in Michigan
  • Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.

  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.

  • Mercantile Bank
  • 310 Leonard St NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.

  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.