18 Construction Loan Lenders with AI in Sparta, Michigan 2026

The Lendersa® list of construction loan lenders in Sparta, MI includes a variety of financing options including regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support both ground-up construction and major rehabs.

Lenders in Sparta, MI, estimate the construction cost for a 2,000 square foot home from $171,180 for basic constructs to $315,103 for more elaborate projects. Terms and interest rates vary based on financial conditions, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the lender type chosen.

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Utilize the construction loan calculator

Using Lendersa®'s AI technology, you can get instant matches for your construction financing needs with hundreds of lenders, ensuring all requirements are met. Discover top-tier construction rates to fund new builds, fix-and-flip initiatives, or major rehabs on both residential and commercial properties in MI.

Explore local construction loan options

To maintain a high credit score, it is wise to minimize unnecessary inquiries. You can secure preapproval for a land loan without providing your social security number or other sensitive data.

You may be eligible for 100% LTV financing by using additional property as collateral, commonly known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 49345.



  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Lends in Michigan
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.

  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • Lends in Michigan
  • Candu Ventures & Southern Capital Funding

    We help entrepreneurs, real estate investors, and developers, access commercial loans, working capital, business funding, and tailored lending options so you can move faster to funding with confidence. Email Doug Miller at Doug@SouthCapFunding.com or phone or text 253-686-7999 to explore a funding solution. Visit http://SouthCapFunding.com and https://CanduVentures.com for more info about us. 

  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437
  • Lends in Michigan
  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Oak Harbor Funding
  • 8523 Tynan Ridge Dr, Magnolia, TX, 77354
  • Lends in Michigan
  • Oak Harbor Funding

    Mortgage guidance with heart

    Oak Harbor Funding helps you move from dream to doorstep with clear, friendly funding support for purchases and refinances on fix and flip, DSCR, Ground up construction, and your long term rental property fundings. Connect with Tim Hall at 832-307-1043 or tim@oakharborfunding.com, and learn more at oakharborfunding.com.

  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • Lends in Michigan
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!

  • Money Source of America
  • 201 E 5th St, Suite 980, Sheridan, WY, 82801
  • Lends in Michigan
  • Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm that currently holds over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.

  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Lends in Michigan
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or mlzamora@nexamortgage.com for unpara

  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • Lends in Michigan
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc

  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • Lends in Michigan
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words.
    From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."