19 Construction Loan Lenders in Sparta, Michigan in 2026
The Lendersa® list of construction loan lenders in Sparta, MI includes a variety of financing options including regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support both ground-up construction and major rehabs.
Lenders in Sparta, MI, estimate the construction cost for a 2,000 square foot home from $171,180 for basic constructs to $315,103 for more elaborate projects. Terms and interest rates vary based on financial conditions, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the lender type chosen.
Using Lendersa®'s AI technology, you can get instant matches for your construction financing needs with hundreds of lenders, ensuring all requirements are met. Discover top-tier construction rates to fund new builds, fix-and-flip initiatives, or major rehabs on both residential and commercial properties in MI.
Explore local construction loan options
To maintain a high credit score, it is wise to minimize unnecessary inquiries. You can secure preapproval for a land loan without providing your social security number or other sensitive data.
You may be eligible for 100% LTV financing by using additional property as collateral, commonly known as a blanket loan.
Use the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 49345.
ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.
Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
1971 E Beltline Ave NE Ste 106 #587, Grand Rapids, MI, 49525
Lends in Michigan
NextDay Funding Group LLC connects real estate investors with fast, flexible funding for non-owner-occupied properties nationwide. We help borrowers explore fix-and-flip, DSCR rental, bridge, commercial, refinance, and gap-funding options. Our goal is to provide responsive service, practical solutions, and a straightforward path from application to closing.
Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.
3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
Lends in Michigan
Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.
AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
Lends in Michigan
Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
