2026 Construction Loan Lenders for Utica, Michigan

The Lendersa® collection of construction loan lenders in Utica, MI includes a range of options: regional banks, national lenders, and local hard money lenders utilizing private money for projects such as ground-up constructions or major rehabs.

Lenders in Utica, MI estimate construction costs for a 2,000 square foot home range from $171,400 for basic builds to $315,323 for more intricate designs. The interest rates and construction loan terms differ based on financial specifics, including LTV, ARV, and the type of lender selected.

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All of your construction financing needs can be met using Lendersa®'s AI technology, which rapidly matches your loan requests with numerous construction lenders. Discover top construction rates for funding new constructions, fix-and-flips, or major rehabs on residential and commercial properties across MI.

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To maintain a clean credit profile, unnecessary inquiries should be minimized. Get preapproved for a land loan without needing to provide your social security number or other sensitive financial information.

Qualification for 100% LTV financing is possible when additional property is pledged as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 48315.



Utica Construction Loan Lenders

  • Capital Lending, Inc.
  • 7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
  • Lends in Michigan
  • Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.

  • Cornerstone Community Financial Credit Union
  • 44911 Mound Rd, Sterling Heights, MI, 48314
  • Lends in Michigan
  • Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.

  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • Lends in Michigan
  • "Victory Home Loans is a wholesale brokerage that was established in December of
    2000. Scott Van Sickle is the broker & brings over 15 years of combined
    mortgage & real estate experience to the table.Being a wholesale broker gives us
    the unique advantage of giving superior service while at the same time delivering
    very competitive rates and

  • Cranbrook Loans
  • 41800 Hayes Road, Clinton Township, MI, 48038
  • Lends in Michigan
  • Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.

  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Lends in Michigan
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.

  • Somerset Lending Corp
  • 640 W University Dr, Rochester, MI, 48307
  • Lends in Michigan
  • At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.

  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • Lends in Michigan
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.

    THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.

  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.

  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • Lends in Michigan
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.