Sault-Ste.-Marie, Michigan Construction loan lenders AI selection 2026

Lendersa® lists construction loan lenders in Sault-Ste.-Marie, MI, including regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up constructions or major rehabs.

In Sault-Ste.-Marie, MI, lenders estimate construction costs for a 2,000 square foot home, starting from $172,467 for basic builds, up to $316,390 for more elaborate projects. Interest rates and terms vary depending on the borrower's financials, LTV (Loan to Value), ARV (After Repair Value), and the type of lender selected.

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Lendersa®'s AI technology quickly matches your loan requests with numerous construction lenders, addressing all your financing needs. Discover superb construction rates for funding projects like ground-up builds, fix-and-flips, or major rehabs on residential and commercial properties in MI.

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Protect your credit score by avoiding unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or other sensitive details.

You might qualify for 100% LTV financing by agreeing to use additional property as collateral in a blanket loan format.

Use the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 49783.



Sault-Ste.-Marie Construction Loan Lenders

  • Old Mission Bank
  • 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783
  • Lends in Michigan
  • Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward

  • Central Savings Bank
  • 511 Bingham Ave, Sault Sainte Marie, MI, 49783
  • Lends in Michigan
  • Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.

  • The First National Bank of St. Ignace
  • 132 N. State Street, Saint Ignace, MI, 49781
  • Lends in Michigan
  • As a result of the economic surge created by lumbering operations in the latter 1880's, the First National Bank of St. Ignace was organized by Otis W. Johnson, who also served as the bank’s first President. The Hackley’s, a lumbering family from Muskegon, were also organizers. A national banking charter was granted on May 7, 1888.

  • Tahquamenon Area Credit Union
  • 7693 State Highway M123, Newberry, MI, 49868
  • Lends in Michigan
  • We are recognized as one of the outstanding credit unions in the state and have an established reputation for excellent service & reasonable rates.CREDIT UNIONS are organizations of PEOPLE, not money. Our mission at Tahquamenon Area Credit Union is to provide you, our member & friend, products & services to meet your needs in a safe & sound manner.

  • Citizens National Bank
  • 303 N. Main St, Cheboygan, MI, 49721
  • Lends in Michigan
  • Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties.

  • Awakon Federal Credit Union
  • 20855 Washington Ave., Onaway, MI, 49765
  • Lends in Michigan
  • Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.

  • Calcite Credit Union
  • 478 N. Third St., Rogers City, MI, 49779
  • Lends in Michigan
  • At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.

  • Charlevoix State Bank
  • 111 State Street, Charlevoix, MI, 49720
  • Lends in Michigan
  • Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.

  • Porter Financial Group, LLC
  • 100 Main St, Suite 7, East Jordan, MI, 49727
  • Lends in Michigan
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.