2026 Construction Loans in Austin, Minnesota

The Lendersa® directory comprises a variety of construction loan suppliers in Austin, MN, ranging from local hard money financiers and regional banks to national lending institutions, which leverage private capital for your major renovations or new constructions.

In Austin, MN, lenders estimate the construction costs of a 2,000 square-foot home to be from $189,122 for basic building materials to $345,291 for more luxurious builds. Interest rates and loan terms fluctuate based on factors such as the borrower's financial status, the loan-to-value (LTV) ratio, after-repair value (ARV), and the specific lender you choose.

The impressive construction loan calculator

To comprehensively address your construction financing requirements, Lendersa® employs AI technology to promptly align your loan request with numerous construction financiers. This allows you to identify the most favorable construction rates for projects including ground-up constructions, fix-and-flip jobs, or significant remodels for both residential and commercial properties across MN.

Find construction loan lenders nearby

By avoiding unnecessary credit inquiries, you can safeguard your credit score. Obtain pre-approval for your land loan without needing to disclose sensitive financial details, such as your social security number.

Use the Lendersa® land loan calculator to locate lenders for vacant land loans in the zip codes listed in 55912.

Austin Construction Loan Lenders
(507) 433-3473 Lender's profile and map First Farmers & Merchants Bank 128 N Main St, Austin, MN, 55912 Lends in Minnesota We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
(507) 582-3448 Lender's profile and map United Farmers State Bank 15 4th Street Sw, Adams, MN, 55909 Lends in Minnesota United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-
(507) 288-0330 Lender's profile and map First Alliance Credit Union 300 North Main Street, Stewartville, MN, 55976 Lends in Minnesota At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.
(507) 775-2316 Lender's profile and map First Security Bank 316 Byron Avenue North, Byron, MN, 55920 Lends in Minnesota First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
715-415-0871 Lender's profile and map Moose's Money 202 N Cedar Ave Suite 1, Owatonna, MN, 55060 Lends in Minnesota Moose's Money is a private lender for business-purpose, non-owner-occupied investment real estate. We fund fix and flip, DSCR, bridge, BRRRR, new construction, and small multifamily nationwide, first lien only, entity borrowers. Loans from $50K to $3M. We fund most deals directly and place out-of-box deals through our lender network. Real equity and cash reserves required. Fast quotes and closings, every fee in writing upfront. No runaround.
(886) 455-2260 Lender's profile and map Community Bank Owatonna 640 Bridge Street, Owatonna, MN, 55060 Lends in Minnesota Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
(507) 280-0621 Lender's profile and map Olmsted National Bank 975 34th Avenue NW, Rochester, MN, 55901 Lends in Minnesota ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
(507) 282-1845 Lender's profile and map Sterling State Bank 4200 Badger Hills Dr NW, Rochester, MN, 55901 Lends in Minnesota Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.