Construction loans with AI in Detroit-Lakes, MN [2025 list]

In Detroit-Lakes, MN, Lendersa® provides a list of construction loan providers, including regional banks, national lenders, and local hard money lenders who use private funds for ground-up projects or major rehabs.

The cost to construct a 2,000-square-foot home in Detroit-Lakes, MN, is calculated by lenders, with prices starting at $188,429 for basic builds and reaching $344,598 for upscale constructions. Variations in interest rates and construction loan terms are driven by factors like borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender chosen.

Optimized Construction Loan Calculator

To meet all your construction financing requirements, Lendersa®'s AI technology efficiently pairs your loan inquiry with numerous construction lenders. Explore top construction rates suitable for initiating new builds, fix and flips, or significant renovations on properties in MN.

Nearby Construction Loan Providers

Lowering unnecessary inquiries can protect your credit score. Get preapproved for a land loan without revealing your social security number or sensitive financial details.

There is a possibility of acquiring 100% LTV financing if you agree to use additional real estate as security, known as a blanket loan.

Access the Lendersa® land loan calculator to find lenders for vacant land loans in the zip codes 56501, 56502.

(218) 528-3255 Lender's profile and map Reviews Border Bank 202 Main Street, Badger, MN, 56714 Border Bank has proudly served residents and businesses providing friendly, personalized service that is focused on its customers. The bank has ten locations across Minnesota and North Dakota to serve its customers Badger, Baudette, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, and Thief River Falls.
(320) 693-3255 Lender's profile and map Reviews Center National Bank 301 N. Ramsey Ave., Litchfield, MN, 55355 Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family
(763) 782-7302 Lender's profile and map Reviews United Family Mortgage Monticello 8623 Elk Ave, Monticello, MN, 55362 United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
(701) 252-0360 Lender's profile and map Reviews First Community Credit Union 111 9th Street SW, Jamestown, ND, 58401 Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
(320) 286-2191 Lender's profile and map Reviews The First National Bank of Cokato 365 Broadway Ave S, Cokato, MN, 55321 The First National Bank of Cokato (formerly known as Citizens State Bank) opened for business November 2, 1916 with total assets of $970.62. In 1920 a new bank site was purchased and the bank moved into its new quarters in July, 1923. First National Bank has enjoyed the privilege.
(218) 485-4441 Lender's profile and map Reviews The First National Bank of Moose Lake 400 Elm Avenue, Moose Lake, MN, 55767 First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships. Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,
(218) 666-5940 Lender's profile and map Reviews North Star Credit Union 24 South River Street, Cook, MN, 55723 North Star Credit Union opened in 1939 as Northern Farmer’s Co-op Credit Union, sponsored by the Northern Farmer’s Co-op Society. The Credit Union was based out of the Co-op Store until it burned down in October 1994. After operating out of the BIC building for some time, the Credit Union was able to relocate in January 1996 to Main Street.
(763) 441-1000 Lender's profile and map Reviews The Bank of Elk River 630 Main Street, Elk River, MN, 55330 The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.
(763) 689-2500 Lender's profile and map Reviews Cambridge State Bank 127 South Main, Cambridge, MN, 55008 Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
(763) 689-1071 Lender's profile and map Reviews Minnco Credit Union 236 2nd Avenue SW, Cambridge, MN, 55008 Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
(320) 234-0621 Lender's profile and map Reviews Citizens Bank & Trust Co 102 Main St South, Hutchinson, MN, 55350 Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.
(218) 879-4181 Lender's profile and map Reviews Northwoods Credit Union 1702 Avenue B, Cloquet, MN, 55720 Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.