Construction Loan Lenders in Fergus-Falls, Minnesota (2026)

The construction loan lender list by Lendersa® in Fergus-Falls, MN comprises an array of financial institutions such as regional banks, national lenders, and local private money hard money lenders. These lenders cater to your needs, whether it’s for developing new construction from the ground up or for extensive renovation projects.

In Fergus-Falls, MN, lenders' estimates for building a 2,000 square foot home fluctuate between $188,704 for a basic construction and $344,873 for more lavish projects. The interest rates along with the terms of construction loans vary significantly based on factors like the borrower's financial situation, LTV (Loan-to-Value ratio), ARV (After Repair Value), as well as the type of lender chosen.

Assess and compare loan offers from a pool of 100 lenders

Discover the power of the magical construction loan calculator

Facilitating all your construction financing needs, Lendersa® employs sophisticated AI technology to swiftly align your loan application with an extensive network of construction lenders. Now, you have the opportunity to explore optimal construction loan rates for financing everything from ground-up builds to major renovations on both residential and commercial properties in MN.

Where can you find construction loan lenders near you?

Keeping your credit score intact can be achieved by minimizing unnecessary inquiries. You can get preapproved for a land loan without providing your social security number or disclosing any sensitive financial information.

There’s a possibility for you to obtain 100% LTV (Loan to Value) financing, provided you agree to offer additional property as collateral—known as a blanket loan.

Navigate the Lendersa® land loan calculator to identify loan providers for vacant lands in zip codes 56537.



Fergus-Falls Construction Loan Lenders

  • Vantage Bank
  • 311 30th Ave E, Alexandria, MN, 56553
  • Lends in Minnesota
  • With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.

  • Farmers & Merchants State Bank of New York Mills, Incorporated
  • 11 Walker Avenue North Otter Tail, New York Mills, MN, 56567
  • Lends in Minnesota
  • Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers

  • Viking Bank, National Association
  • 4277 Dakota Street, Alexandria, MN, 56308
  • Lends in Minnesota
  • Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based

  • Lowry State Bank
  • 400 Florence Avenue, Lowry, MN, 56349
  • Lends in Minnesota
  • Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President.
    On November 8, 1932, the Bank assumed the assets.

  • Valley Premier Bank
  • 416 Sixth Street, Hawley, MN, 56549
  • Lends in Minnesota
  • Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes

  • Mid Central Federal Savings Bank
  • 520 South Jefferson St, Wadena, MN, 56482
  • Lends in Minnesota
  • Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.