407 Construction Loan Lenders with AI in Fergus-Falls, Minnesota 2025

The construction loan lender list by Lendersa® in Fergus-Falls, MN comprises an array of financial institutions such as regional banks, national lenders, and local private money hard money lenders. These lenders cater to your needs, whether it’s for developing new construction from the ground up or for extensive renovation projects.

In Fergus-Falls, MN, lenders' estimates for building a 2,000 square foot home fluctuate between $188,704 for a basic construction and $344,873 for more lavish projects. The interest rates along with the terms of construction loans vary significantly based on factors like the borrower's financial situation, LTV (Loan-to-Value ratio), ARV (After Repair Value), as well as the type of lender chosen.

Assess and compare loan offers from a pool of 100 lenders

Discover the power of the magical construction loan calculator

Facilitating all your construction financing needs, Lendersa® employs sophisticated AI technology to swiftly align your loan application with an extensive network of construction lenders. Now, you have the opportunity to explore optimal construction loan rates for financing everything from ground-up builds to major renovations on both residential and commercial properties in MN.

Where can you find construction loan lenders near you?

Keeping your credit score intact can be achieved by minimizing unnecessary inquiries. You can get preapproved for a land loan without providing your social security number or disclosing any sensitive financial information.

There’s a possibility for you to obtain 100% LTV (Loan to Value) financing, provided you agree to offer additional property as collateral—known as a blanket loan.

Navigate the Lendersa® land loan calculator to identify loan providers for vacant lands in zip codes 56537, 56538.



  • Two Harbors Federal Credit Union
  • 801 11th Street, Two Harbors, MN, 55616
  • People in the Two Harbors area who believed townspeople could benefit from an alternative to commercial banks founded THFCU in 1948. Founders envisioned a model financial cooperative where people pooled their money for borrowing and would have a safe place to save money. In contrast to a commercial bank, the "credit union
  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
  • Olmsted National Bank
  • 975 34th Avenue NW, Rochester, MN, 55901
  • ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • First Farmers & Merchants Bank
  • 128 N Main St, Austin, MN, 55912
  • We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.
  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.