2026 Construction Loan Lenders for Perham, Minnesota

Lendersa® offers a roster of construction loan lenders in Perham, MN, including regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or major rehabs.

In Perham, MN, the estimated cost to build a 2,000-square-foot home ranges from $187,527 for basic setups to $343,696 for more elaborate designs. Interest rates and terms are influenced by the borrower's financials, LTV, ARV, and the lender type selected.

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Using AI technology, Lendersa® connects your loan requests instantly with many construction lenders, ensuring all financing needs are met. Discover top construction rates for funding new builds, flips, or major rehabs on both residential and commercial properties in MN.

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Avoid unnecessary inquiries to maintain your credit score. Achieve preapproval for your land loan without needing to provide your social security number or sensitive financial details.

You might qualify for 100% LTV financing by using additional property as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 56573.



Perham Construction Loan Lenders

  • Farmers & Merchants State Bank of New York Mills, Incorporated
  • 11 Walker Avenue North Otter Tail, New York Mills, MN, 56567
  • Lends in Minnesota
  • Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers

  • Mid Central Federal Savings Bank
  • 520 South Jefferson St, Wadena, MN, 56482
  • Lends in Minnesota
  • Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.

  • Northwoods Bank of Minnesota
  • 1200 East First Street, Park Rapids, MN, 56470
  • Lends in Minnesota
  • Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.

  • The Citizens National Bank of Park Rapids
  • 300 1st Street West, Park Rapids, MN, 56470
  • Lends in Minnesota
  • On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.

  • Community Development Bank
  • 516 Main Street, Ogema, MN, 56569
  • Lends in Minnesota
  • Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve

  • Valley Premier Bank
  • 416 Sixth Street, Hawley, MN, 56549
  • Lends in Minnesota
  • Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes

  • Viking Bank, National Association
  • 4277 Dakota Street, Alexandria, MN, 56308
  • Lends in Minnesota
  • Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based

  • The First National Bank of Osakis
  • 211-213 Central Ave, Osakis, MN, 56360
  • Lends in Minnesota
  • Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.

  • Vantage Bank
  • 311 30th Ave E, Alexandria, MN, 56553
  • Lends in Minnesota
  • With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.