2026 Construction Loan Lenders for Waite-Park, Minnesota

Discover Lendersa®'s extensive list of construction loan lenders available in Waite-Park, MN. This list includes a spectrum of financial institutions such as regional banks, large national lenders, and local hard money lenders that deploy private funds. These resources can assist with your ground-up construction projects or significant rehabilitation initiatives. Whether it’s building anew or completing major rehabs, there are lenders tailored to meet your specific financial needs.

When it comes to construction costs in Waite-Park, MN, lenders make assessments for a 2,000 square foot home. Costs can range from $188,242 for a basic structure to $344,411 for a more elaborate or fancy design. The interest rates and terms of construction loans will vary based on multiple criteria, including the applicant's financial details, Loan-to-Value (LTV) ratio, After-Rehab Value (ARV), and the particular type of lender you choose.

Compare loan offers from a network of 100 lenders to find the best terms available for your construction project.

Leverage the Power of Our Construction Loan Calculator

To ensure that all your construction financing needs are fulfilled effectively, Lendersa® deploys AI technology that promptly aligns your loan request with hundreds of construction lenders. By doing so, you’ll uncover competitive construction loan rates that could fund ground-up constructions, fix-and-flip tasks, or major rehab endeavors on both residential and commercial properties within MN.

Locating Construction Loan Lenders Near You

It's beneficial to minimize excess inquiries to protect your credit score. Therefore, obtaining preapproval for your land loan without divulging your social security number or sensitive financial information can be a prudent move.

You might be eligible for 100% LTV financing when you opt to pledge additional property as collateral—a blanket loan arrangement.

Take advantage of the Lendersa® land loan calculator to identify vacant land loan providers operating within zip codes 56387. This intuitive tool simplifies the process of finding the right financial partners for your land purchases.



Waite-Park Construction Loan Lenders

  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.

  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.

  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • Lends in Minnesota
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Lends in Minnesota
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • Falcon National Bank
  • 183 Cedar Drive, Foley, MN, 56329
  • Lends in Minnesota
  • At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.