10 Construction Loan Lenders in St.-Cloud, Minnesota in 2026
In St.-Cloud, MN, Lendersa® offers a list of construction loan lenders that includes regional banks, national financial institutions, and local hard money lenders who provide private funds for ground-up construction or significant renovation projects.
For a 2,000 square foot home in St.-Cloud, MN, construction costs are assessed by lenders, ranging from $189,540 for basic projects to $345,709 for more elaborate builds. Interest rates and loan terms for construction vary based on the borrower's financial profile, including LTV, ARV, and the type of lender chosen.
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Lendersa® AI technology is designed to meet all your construction financing needs by connecting your loan request with hundreds of construction lenders swiftly. You can now find top construction rates to finance new builds, fix-and-flip projects, or major renovations on residential as well as commercial properties in MN.
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To avoid impacting your credit score negatively, minimize unnecessary inquiries. You can get preapproved for a land loan without needing to share your social security number or sensitive financial information.
There is a possibility to qualify for 100% LTV (Loan to Value) financing if you agree to secure the loan with additional property, known as a blanket loan.
Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 56304.
American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
Lends in Minnesota
Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
1532 West St. Germain Street, Saint Cloud, MN, 56301
Lends in Minnesota
Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.
BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.
Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
