407 Construction Loan Lenders with AI in Sauk-Rapids, Minnesota 2025

Lendersa® offers a roster of construction loan lenders in Sauk-Rapids, MN, which includes regional banks, national lenders, and local hard money lenders. These lenders provide private financing for ground-up construction projects or major renovations.

In Sauk-Rapids, MN, estimated construction costs for a 2,000 square-foot home range from $188,737 for basic builds up to $344,906 for more elaborate work. Loan terms and interest rates change based on the borrower's financial profile, LTV, ARV, and the lender chosen.

See offers from 100 lenders

Harness the construction loan calculator

Lendersa®'s AI technology quickly matches loan requests with hundreds of lenders, meeting all your financing needs. Uncover favorable rates for ground-up builds, fix-and-flip projects, or substantial rehabs on residential or commercial properties in MN.

Nearby construction loan lenders

Reduce unnecessary inquiries to protect your credit score. Gain pre-approval for a land loan without giving your social security number or sensitive financial information.

You might qualify for 100% LTV financing by pledging additional property as security under a blanket loan.

Leverage the Lendersa® land loan calculator to locate lenders offering vacant land loans within zip codes 56379.



  • Mid Minnesota Federal Credit Union
  • 104 3rd Ave W, Ada, MN, 56510
  • Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
  • Merchants Bank
  • 102 East Third Street, Winona, MN, 55987
  • We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.
  • WNB Financial
  • 204 Main St, Winona, MN, 55987
  • WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender. We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising. With electronic options, a community focus.
  • F&M Community Bank, National Association
  • 100 Saint Anthony St North, Preston, MN, 55965
  • F & M Community Bank is a full-service, community-oriented bank that has been in operation since 1911. For over 100 years, we've been proud to fulfill the banking needs of local Minnesota citizens & businesses on a more personal, individualized level. Our employees who are your bank teller or your lending specialist are your neighbors & friends.
  • Red River State Bank
  • 300 2nd Avenue, Halstad, MN, 56548
  • Red River State Bank is one bank serving many communities in the Red River Valley. Since the beginnings of First State Bank of Fertile in 1887 & Red River State Bank in Halstad in 1904 we have taken the same approach, one-on-one personal service. Everyone has different banking needs, from agricultural loans and lines of credit to personal deposit.
  • First Southeast Bank
  • 3 Main Ave N, Harmony, MN, 55939
  • Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
  • Bluestone Federal Credit Union - East Branch
  • PO Box 90240, Sioux Falls, SD, 57109
  • Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • We accelerate the flow of money in the B2B (business-to-business) world. We built Payclass with one focus — help our customers get their funds faster, or even instantly. Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
  • CorTrust Mortgage
  • 2101 S Minnesota Ave, Sioux Falls, SD, 57105
  • CorTrust Mortgage has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of individual homebuyers throughout the upper Midwest, builders, and real estate professionals. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending.
  • First Bank & Trust
  • 2300 W 57th St, Sioux Falls, SD, 57108
  • Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
  • TruStar Federal Credit Union
  • 601 Fourth Street, International Falls, MN, 56649
  • TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
  • Marshall County State Bank
  • 118 East Minnesota Avenue, Newfolden, MN, 56738
  • Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.