2026 Construction Loans use AI Lenders complete for Troy, Missouri

The Lendersa® collection of construction loan lenders in Troy, MO includes regional banks, national lenders, and local hard money lenders, all utilizing private money for your ground-up construction or major rehab projects.

Lenders estimate construction costs in Troy, MO for a 2,000 square foot home, ranging from $180,803 for basic constructions to $330,776 for more upscale designs. Interest rates and terms vary depending on borrowers' financials, LTV, ARV, and the chosen lender.

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Lendersa®'s advanced AI technology ensures all of your construction financing needs are met by quickly matching your loan requests with hundreds of construction lenders. Explore the best construction rates for funding new builds, flips, or major rehabs on both residential and commercial properties in MO.

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Reducing unnecessary inquiries helps maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or other sensitive data.

You might qualify for 100% LTV financing if you can pledge additional property as security, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan providers within ZIP codes 63379.



Troy Construction Loan Lenders

  • The Bank of Old Monroe
  • 2100 Highway C, Old Monroe, MO, 63369
  • Lends in Missouri
  • In 1906 a group of local farmers gathered to talk about a vision they had of opening a local community bank. In September of 1906, their dream became reality when they opened the doors for business to the Bank of Old Monroe.

    Today, the Bank of Old Monroe serves Lincoln, Pike, Warren and St. Charles counties with 5 locations in Old Monroe,

  • FMB Bank
  • 100 Veterans Memorial Parkway, Wright City, MO, 63390
  • Lends in Missouri
  • FMB Bank is your Community Bank. We are not a huge multi-bank holding company. We are your friends and neighbors and we pride ourselves in providing you with the level of personal service you may find lacking in many of the super-regional banks. Our employees regularly support local organizations with their time and talent.

  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Lends in Missouri
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.

  • The Missouri Bank
  • 104 North Hwy 47, Warrenton, MO, 63383
  • Lends in Missouri
  • The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.

  • American Nationwide Funding LLC
  • 60 Crossroads Plaza, O Fallon, MO, 63368
  • Lends in Missouri
  • Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,

  • Vantage Credit Union
  • 19 Missouri Research Park Ct, Saint Charles, MO, 63304
  • Lends in Missouri
  • Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.

  • NEW FRONTIER BANK
  • 1771 Zumbehl Road, Saint Charles, MO, 63303
  • Lends in Missouri
  • Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.

  • First Community Credit Union.
  • 17151 Chesterfield Airport Road, Chesterfield, MO, 63005
  • Lends in Missouri
  • First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.

  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Lends in Missouri
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,