401 Construction Loan Lenders with AI in Manteo, North Carolina 2026

The Lendersa® directory of construction loan lenders in Manteo, NC, includes regional banks, national lenders, and local money lenders with private funds suitable for your ground-up construction or extensive renovations.

For a 2,000 square foot home in Manteo, NC, costs are estimated at $239,539 for basic construction, rising to $434,823 for more elaborate projects. Interest rates and loan terms can vary based on borrower financial details, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the lender type chosen.

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Lendersa® uses AI technology to seamlessly pair your loan requests with an extensive range of construction lenders, meeting all financing needs. Discover optimal construction rates for projects such as new builds, fix-and-flip initiatives, or major rehabs across both residential and commercial properties in NC.

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Avoiding unnecessary credit inquiries maintains a solid credit score. Secure preapproval for land loans without needing to reveal your social security number or other sensitive data.

Pledging additional properties as collateral may qualify you for 100% LTV financing using a blanket loan approach.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in these zip codes: 27954.



  • The Arkell Barnes Mortgage Team
  • 900 Ridgefield Drive, Raleigh, NC, 27609
  • Lends in North Carolina
  • We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.

  • Coastal Credit Union
  • 1000 St Albans Dr, Raleigh, NC, 27609
  • Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.

  • First Citizens Bank
  • 4300 Six Forks Road, Raleigh, NC, 27609
  • Lends in North Carolina
  • First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.

  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • Lends in North Carolina
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions.
    Our services and products include commercial.

  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • Lends in North Carolina
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • Lends in North Carolina
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.

  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Lends in North Carolina
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt

  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Lends in North Carolina
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.

  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Lends in North Carolina
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.

  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • Lends in North Carolina
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.

  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Lends in North Carolina
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.